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Single Family ResidenceResidential
$480,423$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Aug 23, 2012

320 RIDGE RD

PALM HARBOR, FL 34683
2
Baths
1,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$480K
$447K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Aug 23, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,673
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,938
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,750
FIFTH THIRD MORTGAGE CO · recorded Feb 18, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,661 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,019
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$579,049

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.91 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.84%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Park
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 438 ft²Patio · 438 ft²Porch · 290 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.4 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.5 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.6 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

320 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Ozona Village
  • Costs more per square foot than 78% of homes in Palm Harbor 34683
  • Bigger than 65% of homes in Pinellas County
  • Has a bigger lot than 79% of homes in Pinellas County
  • Newer than 76% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.6M

This home is worth more than 47% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$480,423
CheaperTypical $495,515Pricier

Pricier than 47% of homes nearby

Price per ft²$312
CheaperTypical $278Pricier

Pricier than 78% of homes nearby

Living area1,542 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.29 ac
SmallerTypical 0.24 acBigger

Bigger than 70% of homes nearby

Year built1985
OlderTypical 1985Newer

Newer than 57% of homes nearby

How 320 Ridge Rd ranks against every home in each area.
MeasureThis homeOzona VillagePalm Harbor 34683Pinellas County
Estimated valuepricier than$480,42329% of homes47% of homes67% of homes
Price per ft²pricier than$31234% of homes78% of homes69% of homes
Living areabigger than1,542 ft²47% of homes42% of homes65% of homes
Lot sizebigger than0.29 ac69% of homes70% of homes79% of homes
Year builtnewer than198561% of homes57% of homes76% of homes

About 320 Ridge Rd

How much is 320 Ridge Rd, Palm Harbor, FL worth?

The TopHap Estimate for 320 Ridge Rd, Palm Harbor, FL is $480,423 as of Jul 14, 2026. The likely range is $446,998 to $513,848. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 320 Ridge Rd, Palm Harbor, FL last sell?

320 Ridge Rd, Palm Harbor, FL last sold on Aug 23, 2012 for $225,000, according to the county's recorded deed.

How big is 320 Ridge Rd, Palm Harbor, FL?

320 Ridge Rd, Palm Harbor, FL has 2 bathrooms, 1,542 square feet of living space and a 0.29-acre lot.

When was 320 Ridge Rd, Palm Harbor, FL built?

320 Ridge Rd, Palm Harbor, FL was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 320 Ridge Rd, Palm Harbor, FL?

320 Ridge Rd, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 320 Ridge Rd, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,755 homes in Palm Harbor 34683, it is worth more than 47% of them ($480,423 against a typical $495,515), its price per square foot is higher than 78% of them ($312 against a typical $278), it is bigger than 42% of them (1,542 ft² against a typical 1,696 ft²), its lot is bigger than 70% of them (0.29 ac against a typical 0.24 ac) and it is newer than 57% of them (1985 against a typical 1985). Measured against all of Pinellas County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 320 Ridge Rd, Palm Harbor, FL?

The 2025 property tax bill for 320 Ridge Rd, Palm Harbor, FL was $3,634. The county assessed it at $235,661.

Closest homes

More homes in Palm Harbor 34683

Assigned schools

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