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Single Family ResidenceResidential
$1,027,894$2,570 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $630,000 on Apr 24, 2008

321 RIVERVIEW AVE

CAPITOLA, CA 95010
1
Beds
1
Baths
400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,350 ft²
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$862K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Apr 24, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$677,894
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$542,315
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
WELLS FARGO BANK NA · P · recorded Apr 24, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,027 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$827,518 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$696,167
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,351
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$827,518

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Cruz
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
H
Soquel High SchoolA+
High · Grades 9–12 · 1.3 mi
E
Main Street Elementary SchoolB
Elementary · Grades KG–5 · 1.4 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Riverview Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Santa Cruz County
  • Among the smallest homes in Capitola 95010
  • Has a smaller lot than 90% of homes in Santa Cruz County
  • Older than 94% of homes in Capitola 95010

What homes are worth in Capitola 95010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$467K$3.1M

This home is worth more than 41% of homes in Capitola 95010.

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Estimated value$1,027,894
CheaperTypical $1,208,287Pricier

Pricier than 41% of homes nearby

Price per ft²$2570
CheaperTypical $866Pricier

Pricier than 98% of homes nearby

Living area400 ft²
SmallerTypical 1,200 ft²Bigger

Smaller than almost all homes nearby

Lot size1,350 ft²
SmallerTypical 2,919 ft²Bigger

Bigger than 34% of homes nearby

Year built1932
OlderTypical 1973Newer

Newer than 6% of homes nearby

How 321 Riverview Ave ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Estimated valuepricier than$1,027,89441% of homes46% of homes
Price per ft²pricier than$257098% of homesalmost all homes
Living areabigger than400 ft²almost no homesalmost no homes
Lot sizebigger than1,350 ft²34% of homes10% of homes
Year builtnewer than19326% of homes9% of homes

About 321 Riverview Ave

How much is 321 Riverview Ave, Capitola, CA worth?

The TopHap Estimate for 321 Riverview Ave, Capitola, CA is $1,027,894 as of Jul 14, 2026. The likely range is $861,929 to $1,193,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Riverview Ave, Capitola, CA last sell?

321 Riverview Ave, Capitola, CA last sold on Apr 24, 2008 for $630,000, according to the county's recorded deed.

How big is 321 Riverview Ave, Capitola, CA?

321 Riverview Ave, Capitola, CA has 1 bedrooms, 1 bathrooms, 400 square feet of living space and a 0.03-acre lot.

When was 321 Riverview Ave, Capitola, CA built?

321 Riverview Ave, Capitola, CA was built in 1932, making it 94 years old.

What schools serve 321 Riverview Ave, Capitola, CA?

321 Riverview Ave, Capitola, CA is assigned to New Brighton Middle School (middle), rated A-; Soquel High School (high), rated A+; Main Street Elementary School (elementary), rated B. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Riverview Ave, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,770 homes in Capitola 95010, it is worth more than 41% of them ($1,027,894 against a typical $1,208,287), its price per square foot is higher than 98% of them ($2570 against a typical $866), it is bigger than almost none of them (400 ft² against a typical 1,200 ft²), its lot is bigger than 34% of them (1,350 ft² against a typical 2,919 ft²) and it is newer than 6% of them (1932 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Riverview Ave, Capitola, CA?

The 2025 property tax bill for 321 Riverview Ave, Capitola, CA was $11,027. The county assessed it at $827,518.

Closest homes

More homes in Capitola 95010

Assigned schools

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