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Single Family ResidenceResidential
$337,622$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3232 HOWARD RD

BOYNE FALLS, MI 49713
1
Baths
2,266 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$338K
$296K low$379K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,297 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$171,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHARLEVOIX
Lot (acres)The size of the land the home sits on, from county records.2.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Petoskey Middle SchoolA
Middle · Grades 6–8 · 9.9 mi
H
Petoskey High SchoolB+
High · Grades 9–12 · 10.1 mi
E
Ottawa Elementary SchoolB-
Elementary · Grades KG–5 · 10.2 mi

District: Petoskey Public Schools

Neighborhood · ZIP 49713These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,985
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3232 Howard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 96% of homes in Boyne Falls 49713
  • Bigger than 93% of homes in Boyne Falls 49713

What homes are worth in Boyne Falls 49713

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$726K

This home is worth more than 64% of homes in Boyne Falls 49713.

How it measures up in Boyne Falls 49713

The dot is this home. The mark in the middle is the typical home in Boyne Falls 49713.

Estimated value$337,622
CheaperTypical $298,270Pricier

Pricier than 64% of homes nearby

Price per ft²$149
CheaperTypical $222Pricier

Pricier than 4% of homes nearby

Living area2,266 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 93% of homes nearby

Lot size2.4 ac
SmallerTypical 1.01 acBigger

Bigger than 60% of homes nearby

How 3232 Howard Rd ranks against every home in each area.
MeasureThis homeBoyne Falls 49713Charlevoix County
Estimated valuepricier than$337,62264% of homes42% of homes
Price per ft²pricier than$1494% of homes4% of homes
Living areabigger than2,266 ft²93% of homes81% of homes
Lot sizebigger than2.4 ac60% of homes64% of homes

About 3232 Howard Rd

How much is 3232 Howard Rd, Boyne Falls, MI worth?

The TopHap Estimate for 3232 Howard Rd, Boyne Falls, MI is $337,622 as of Aug 30, 2026. The likely range is $295,822 to $379,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3232 Howard Rd, Boyne Falls, MI last sell?

3232 Howard Rd, Boyne Falls, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3232 Howard Rd, Boyne Falls, MI?

3232 Howard Rd, Boyne Falls, MI has 1 bathrooms, 2,266 square feet of living space and a 2.40-acre lot.

What schools serve 3232 Howard Rd, Boyne Falls, MI?

3232 Howard Rd, Boyne Falls, MI is assigned to Petoskey Middle School (middle), rated A; Petoskey High School (high), rated B+; Ottawa Elementary School (elementary), rated B-. All sit in Petoskey Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3232 Howard Rd, Boyne Falls, MI compare to other homes in Boyne Falls 49713?

Among the 1,879 homes in Boyne Falls 49713, it is worth more than 64% of them ($337,622 against a typical $298,270), its price per square foot is higher than 4% of them ($149 against a typical $222), it is bigger than 93% of them (2,266 ft² against a typical 1,332 ft²) and its lot is bigger than 60% of them (2.4 ac against a typical 1.01 ac). Measured against all of Charlevoix County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3232 Howard Rd, Boyne Falls, MI?

The 2025 property tax bill for 3232 Howard Rd, Boyne Falls, MI was $1,297. The county assessed it at $85,700.

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Assigned schools

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See this home in context

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