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Single Family ResidenceResidential
$319,866$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $92,000 on Feb 9, 2009

3234 RITCHIE RD

METAMORA, MI 48455
2.5
Baths
2,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.

Valuation

$320K
$271K low$369K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,000 · Feb 9, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$141,812
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,450
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,254
JPMORGAN CHASE BANK NA · recorded Feb 9, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,800
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,379 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$416,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAPEER
Lot (acres)The size of the land the home sits on, from county records.2.07
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Murphy Elementary SchoolB+
Elementary · Grades KG–5 · 1.7 mi
H
Lapeer High SchoolA-
High · Grades 10–12 · 6.6 mi
M
Rolland-Warner 6-7 CampusB+
Middle · Grades 6–7 · 6.8 mi

District: Lapeer Community Schools

Neighborhood · ZIP 48455These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,006
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,152
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,064
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3234 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Lapeer County
  • Costs less per square foot than 84% of homes in Metamora 48455
  • Bigger than 79% of homes in Lapeer County

What homes are worth in Metamora 48455

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$1.3M

This home is worth more than 35% of homes in Metamora 48455.

How it measures up in Metamora 48455

The dot is this home. The mark in the middle is the typical home in Metamora 48455.

Estimated value$319,866
CheaperTypical $380,904Pricier

Pricier than 35% of homes nearby

Price per ft²$154
CheaperTypical $207Pricier

Pricier than 16% of homes nearby

Living area2,075 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 61% of homes nearby

Lot size2.07 ac
SmallerTypical 3.84 acBigger

Bigger than 39% of homes nearby

Year built1989
OlderTypical 1988Newer

Newer than 54% of homes nearby

How 3234 Ritchie Rd ranks against every home in each area.
MeasureThis homeMetamora 48455Lapeer County
Estimated valuepricier than$319,86635% of homes73% of homes
Price per ft²pricier than$15416% of homes45% of homes
Living areabigger than2,075 ft²61% of homes79% of homes
Lot sizebigger than2.07 ac39% of homes50% of homes
Year builtnewer than198954% of homes61% of homes

About 3234 Ritchie Rd

How much is 3234 Ritchie Rd, Metamora, MI worth?

The TopHap Estimate for 3234 Ritchie Rd, Metamora, MI is $319,866 as of Jul 14, 2026. The likely range is $270,824 to $368,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3234 Ritchie Rd, Metamora, MI last sell?

3234 Ritchie Rd, Metamora, MI last sold on Feb 9, 2009 for $92,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3234 Ritchie Rd, Metamora, MI?

3234 Ritchie Rd, Metamora, MI has 2.5 bathrooms, 2,075 square feet of living space and a 2.07-acre lot.

When was 3234 Ritchie Rd, Metamora, MI built?

3234 Ritchie Rd, Metamora, MI was built in 1989, making it 37 years old.

What schools serve 3234 Ritchie Rd, Metamora, MI?

3234 Ritchie Rd, Metamora, MI is assigned to Murphy Elementary School (elementary), rated B+; Lapeer High School (high), rated A-; Rolland-Warner 6-7 Campus (middle), rated B+. All sit in Lapeer Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3234 Ritchie Rd, Metamora, MI compare to other homes in Metamora 48455?

Among the 3,533 homes in Metamora 48455, it is worth more than 35% of them ($319,866 against a typical $380,904), its price per square foot is higher than 16% of them ($154 against a typical $207), it is bigger than 61% of them (2,075 ft² against a typical 1,867 ft²), its lot is bigger than 39% of them (2.07 ac against a typical 3.84 ac) and it is newer than 54% of them (1989 against a typical 1988). Measured against all of Lapeer County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3234 Ritchie Rd, Metamora, MI?

The 2025 property tax bill for 3234 Ritchie Rd, Metamora, MI was $2,379. The county assessed it at $208,000.

Closest homes

More homes in Metamora 48455

Assigned schools

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