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Seasonal, Cabin, Vacation ResidenceResidential

32522 RIVER VISTA LN

SAINT CLOUD, MN 56303
2
Beds
1.5
Baths
1,228 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,646 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.137 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Junior High SchoolD
Middle · Grades 6–8 · 1.5 mi
H
Apollo High SchoolC-
High · Grades 9–12 · 2.1 mi
E
Westwood Elementary SchoolC
Elementary · Grades PK–5 · 2.9 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,548 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,437
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32522 River Vista Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 96% of homes in Saint Cloud 56303
  • Older than 81% of homes in Stearns County

How it measures up in Saint Cloud 56303

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56303.

Living area1,228 ft²
SmallerTypical 1,184 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.64 ac
SmallerTypical 0.2 acBigger

Bigger than 96% of homes nearby

Year built1949
OlderTypical 1971Newer

Newer than 25% of homes nearby

How 32522 River Vista Ln ranks against every home in each area.
MeasureThis homeSaint Cloud 56303Stearns County
Living areabigger than1,228 ft²55% of homes39% of homes
Lot sizebigger than0.64 ac96% of homes65% of homes
Year builtnewer than194925% of homes19% of homes

About 32522 River Vista Ln

When did 32522 River Vista Ln, Saint Cloud, MN last sell?

32522 River Vista Ln, Saint Cloud, MN last sold on Dec 23, 1996, according to the county's recorded deed.

How big is 32522 River Vista Ln, Saint Cloud, MN?

32522 River Vista Ln, Saint Cloud, MN has 2 bedrooms, 1.5 bathrooms, 1,228 square feet of living space and a 0.64-acre lot.

When was 32522 River Vista Ln, Saint Cloud, MN built?

32522 River Vista Ln, Saint Cloud, MN was built in 1949, making it 77 years old. It is a ranch home. The building has 1 story.

What schools serve 32522 River Vista Ln, Saint Cloud, MN?

32522 River Vista Ln, Saint Cloud, MN is assigned to North Junior High School (middle), rated D; Apollo High School (high), rated C-; Westwood Elementary School (elementary), rated C. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 32522 River Vista Ln, Saint Cloud, MN compare to other homes in Saint Cloud 56303?

Among the 8,915 homes in Saint Cloud 56303, it is bigger than 55% of them (1,228 ft² against a typical 1,184 ft²), its lot is bigger than 96% of them (0.64 ac against a typical 0.2 ac) and it is newer than 25% of them (1949 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32522 River Vista Ln, Saint Cloud, MN?

The 2025 property tax bill for 32522 River Vista Ln, Saint Cloud, MN was $1,646. The county assessed it at $212,600.

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Assigned schools

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