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Single Family ResidenceResidential
$222,222$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

33940 COUNTY ROUTE 46

THERESA, NY 13691
3
Beds
1
Baths
1,716 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$222K
$204K low$240K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,222
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,778
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
NATIONSTAR MORTGAGE LLC · R · recorded Dec 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,117 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,247

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.191 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.11.90
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Indian River High SchoolA+
High · Grades 9–12 · 3.9 mi
M
Indian River Middle SchoolB+
Middle · Grades 6–8 · 4.0 mi
E
Theresa Primary SchoolC+
Elementary · Grades PK–3 · 4.3 mi

District: Indian River Central School District

Neighborhood · ZIP 13691These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,590
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,348
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

33940 County Route 46 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Theresa 13691
  • Has a bigger lot than 91% of homes in Jefferson County
  • Newer than 76% of homes in Jefferson County

What homes are worth in Theresa 13691

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$434K

This home is worth more than 62% of homes in Theresa 13691.

How it measures up in Theresa 13691

The dot is this home. The mark in the middle is the typical home in Theresa 13691.

Estimated value$222,222
CheaperTypical $188,017Pricier

Pricier than 62% of homes nearby

Price per ft²$130
CheaperTypical $121Pricier

Pricier than 56% of homes nearby

Living area1,716 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 69% of homes nearby

Lot size11.9 ac
SmallerTypical 1.6 acBigger

Bigger than 85% of homes nearby

Year built1990
OlderTypical 1977Newer

Newer than 65% of homes nearby

How 33940 County Route 46 ranks against every home in each area.
MeasureThis homeTheresa 13691Jefferson County
Estimated valuepricier than$222,22262% of homes56% of homes
Price per ft²pricier than$13056% of homes48% of homes
Living areabigger than1,716 ft²69% of homes64% of homes
Lot sizebigger than11.9 ac85% of homes91% of homes
Year builtnewer than199065% of homes76% of homes

About 33940 County Route 46

How much is 33940 County Route 46, Theresa, NY worth?

The TopHap Estimate for 33940 County Route 46, Theresa, NY is $222,222 as of Jul 14, 2026. The likely range is $204,385 to $240,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 33940 County Route 46, Theresa, NY?

33940 County Route 46, Theresa, NY has 3 bedrooms, 1 bathrooms, 1,716 square feet of living space and a 11.90-acre lot.

When was 33940 County Route 46, Theresa, NY built?

33940 County Route 46, Theresa, NY was built in 1990, making it 36 years old. It is a cape cod home. The building has 2 stories.

What schools serve 33940 County Route 46, Theresa, NY?

33940 County Route 46, Theresa, NY is assigned to Indian River High School (high), rated A+; Indian River Middle School (middle), rated B+; Theresa Primary School (elementary), rated C+. All sit in Indian River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 33940 County Route 46, Theresa, NY compare to other homes in Theresa 13691?

Among the 1,536 homes in Theresa 13691, it is worth more than 62% of them ($222,222 against a typical $188,017), its price per square foot is higher than 56% of them ($130 against a typical $121), it is bigger than 69% of them (1,716 ft² against a typical 1,400 ft²), its lot is bigger than 85% of them (11.9 ac against a typical 1.6 ac) and it is newer than 65% of them (1990 against a typical 1977). Measured against all of Jefferson County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 33940 County Route 46, Theresa, NY?

The 2024 property tax bill for 33940 County Route 46, Theresa, NY was $2,117. The county assessed it at $170,300.

Closest homes

More homes in Theresa 13691

Assigned schools

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