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Miscellaneous (Residential)Residential
$575,321
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $42,800 on Nov 19, 2020

34050 COUNTY ROUTE 46

THERESA, NY 13691
0
Baths
21.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$575K
$489K low$662K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,800 · Nov 19, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,721
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,777
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$385,600
WATERTOWN SAVINGS BANK · R · recorded Jul 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$633 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,531

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Miscellaneous (Residential)
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.21.20
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Indian River High SchoolA+
High · Grades 9–12 · 3.9 mi
M
Indian River Middle SchoolB+
Middle · Grades 6–8 · 4.0 mi
E
Theresa Primary SchoolC+
Elementary · Grades PK–3 · 4.2 mi

District: Indian River Central School District

Neighborhood · ZIP 13691These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,590
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,348
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

34050 County Route 46 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Theresa 13691
  • Has a bigger lot than 94% of homes in Jefferson County

What homes are worth in Theresa 13691

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$431K

This home is worth more than almost all homes in Theresa 13691.

How it measures up in Theresa 13691

The dot is this home. The mark in the middle is the typical home in Theresa 13691.

Estimated value$575,321
CheaperTypical $187,390Pricier

Pricier than almost all homes nearby

Lot size21.2 ac
SmallerTypical 1.67 acBigger

Bigger than 89% of homes nearby

How 34050 County Route 46 ranks against every home in each area.
MeasureThis homeTheresa 13691Jefferson County
Estimated valuepricier than$575,321almost all homes97% of homes
Lot sizebigger than21.2 ac89% of homes94% of homes

About 34050 County Route 46

How much is 34050 County Route 46, Theresa, NY worth?

The TopHap Estimate for 34050 County Route 46, Theresa, NY is $575,321 as of Jun 23, 2026. The likely range is $489,022 to $661,619. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 34050 County Route 46, Theresa, NY last sell?

34050 County Route 46, Theresa, NY last sold on Nov 19, 2020 for $42,800, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

What schools serve 34050 County Route 46, Theresa, NY?

34050 County Route 46, Theresa, NY is assigned to Indian River High School (high), rated A+; Indian River Middle School (middle), rated B+; Theresa Primary School (elementary), rated C+. All sit in Indian River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 34050 County Route 46, Theresa, NY compare to other homes in Theresa 13691?

Among the 1,536 homes in Theresa 13691, it is worth more than almost all of them ($575,321 against a typical $187,390) and its lot is bigger than 89% of them (21.2 ac against a typical 1.67 ac). Measured against all of Jefferson County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 34050 County Route 46, Theresa, NY?

The 2024 property tax bill for 34050 County Route 46, Theresa, NY was $633. The county assessed it at $38,500.

Closest homes

More homes in Theresa 13691

Assigned schools

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