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Single Family ResidenceResidential
$378,512$297 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $230,000 on Nov 9, 2018

3440 RIVER RD

EUGENE, OR 97404
3
Beds
2
Baths
1,274 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$359K low$398K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Nov 9, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,512
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,210
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
FINANCE OF AMERICA MORTGAGE LLC · recorded Jan 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,969 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,724 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,791
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,684

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANE
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 475 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spring Creek Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
North Eugene High SchoolD+
High · Grades 9–12 · 1.4 mi

District: Eugene School District 4j

Neighborhood · ZIP 97404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.149

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.33,558
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,335
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,008
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Santa Clara Community
  • Smaller than 75% of homes in Santa Clara Community
  • Has a smaller lot than 96% of homes in Santa Clara Community
  • Newer than 81% of homes in Eugene 97404

What homes are worth in Eugene 97404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$735K

This home is worth more than 16% of homes in Eugene 97404.

How it measures up in Eugene 97404

The dot is this home. The mark in the middle is the typical home in Eugene 97404.

Estimated value$378,512
CheaperTypical $443,798Pricier

Pricier than 16% of homes nearby

Price per ft²$297
CheaperTypical $300Pricier

Pricier than 47% of homes nearby

Living area1,274 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.1 ac
SmallerTypical 0.2 acBigger

Bigger than 5% of homes nearby

Year built1999
OlderTypical 1970Newer

Newer than 81% of homes nearby

How 3440 River Rd ranks against every home in each area.
MeasureThis homeSanta Clara CommunityEugene 97404Lane County
Estimated valuepricier than$378,51212% of homes16% of homes24% of homes
Price per ft²pricier than$29745% of homes47% of homes42% of homes
Living areabigger than1,274 ft²25% of homes28% of homes32% of homes
Lot sizebigger than0.1 ac4% of homes5% of homes6% of homes
Year builtnewer than199978% of homes81% of homes81% of homes

About 3440 River Rd

How much is 3440 River Rd, Eugene, OR worth?

The TopHap Estimate for 3440 River Rd, Eugene, OR is $378,512 as of Jul 14, 2026. The likely range is $359,174 to $397,850. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 River Rd, Eugene, OR last sell?

3440 River Rd, Eugene, OR last sold on Nov 9, 2018 for $230,000, according to the county's recorded deed.

How big is 3440 River Rd, Eugene, OR?

3440 River Rd, Eugene, OR has 3 bedrooms, 2 bathrooms, 1,274 square feet of living space and a 0.10-acre lot.

When was 3440 River Rd, Eugene, OR built?

3440 River Rd, Eugene, OR was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 3440 River Rd, Eugene, OR?

3440 River Rd, Eugene, OR is assigned to Spring Creek Elementary School (elementary), rated B+; Madison Middle School (middle), rated B-; North Eugene High School (high), rated D+. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 River Rd, Eugene, OR compare to other homes in Eugene 97404?

Among the 12,645 homes in Eugene 97404, it is worth more than 16% of them ($378,512 against a typical $443,798), its price per square foot is higher than 47% of them ($297 against a typical $300), it is bigger than 28% of them (1,274 ft² against a typical 1,536 ft²), its lot is bigger than 5% of them (0.1 ac against a typical 0.2 ac) and it is newer than 81% of them (1999 against a typical 1970). Measured against all of Lane County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 River Rd, Eugene, OR?

The 2025 property tax bill for 3440 River Rd, Eugene, OR was $3,969. The county assessed it at $203,724.

Closest homes

More homes in Eugene 97404

Assigned schools

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