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Rural ResidenceResidential
$862,530$863 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $760,000 on Jan 8, 2024

3440 RUNNING HORSE PL

CHROMO, CO 81128
3
Beds
2
Baths
999 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
35.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$863K
$803K low$922K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$760,000 · Jan 8, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$406,530
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$325,224
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$456,000
GREENSTATE CU · recorded Jan 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,220
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$681,010

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyARCHULETA
Lot (acres)The size of the land the home sits on, from county records.35.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²Patio · 705 ft²Porch · 169 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pagosa Springs High SchoolB
High · Grades 9–12 · 19.7 mi
M
Pagosa Springs Middle SchoolA
Middle · Grades 5–8 · 20.1 mi
E
Pagosa Springs Elementary SchoolD
Elementary · Grades KG–4 · 20.4 mi

District: Archuleta County School District 50-Jt

Neighborhood · ZIP 81128These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,773
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,355
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 Running Horse Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Chromo 81128
  • Costs more per square foot than 87% of homes in Archuleta County
  • Smaller than 77% of homes in Chromo 81128
  • Has a bigger lot than 93% of homes in Archuleta County

What homes are worth in Chromo 81128

Each bar is how many homes fall in that price range. The marker is this home.

This home
$414K$4.5M

This home is worth more than 27% of homes in Chromo 81128.

How it measures up in Chromo 81128

The dot is this home. The mark in the middle is the typical home in Chromo 81128.

Estimated value$862,530
CheaperTypical $1,092,953Pricier

Pricier than 27% of homes nearby

Price per ft²$863
CheaperTypical $697Pricier

Pricier than 61% of homes nearby

Living area999 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 23% of homes nearby

Lot size35.2 ac
SmallerTypical 35.2 acBigger

Bigger than 52% of homes nearby

Year built1999
OlderTypical 2002Newer

Newer than 42% of homes nearby

How 3440 Running Horse Pl ranks against every home in each area.
MeasureThis homeChromo 81128Archuleta County
Estimated valuepricier than$862,53027% of homes73% of homes
Price per ft²pricier than$86361% of homes87% of homes
Living areabigger than999 ft²23% of homes29% of homes
Lot sizebigger than35.2 ac52% of homes93% of homes
Year builtnewer than199942% of homes55% of homes

About 3440 Running Horse Pl

How much is 3440 Running Horse Pl, Chromo, CO worth?

The TopHap Estimate for 3440 Running Horse Pl, Chromo, CO is $862,530 as of Jul 14, 2026. The likely range is $803,261 to $921,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 Running Horse Pl, Chromo, CO last sell?

3440 Running Horse Pl, Chromo, CO last sold on Jan 8, 2024 for $760,000, according to the county's recorded deed.

How big is 3440 Running Horse Pl, Chromo, CO?

3440 Running Horse Pl, Chromo, CO has 3 bedrooms, 2 bathrooms, 999 square feet of living space and a 35.20-acre lot.

When was 3440 Running Horse Pl, Chromo, CO built?

3440 Running Horse Pl, Chromo, CO was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 3440 Running Horse Pl, Chromo, CO?

3440 Running Horse Pl, Chromo, CO is assigned to Pagosa Springs High School (high), rated B; Pagosa Springs Middle School (middle), rated A; Pagosa Springs Elementary School (elementary), rated D. All sit in Archuleta County School District 50-Jt. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 Running Horse Pl, Chromo, CO compare to other homes in Chromo 81128?

Among the 131 homes in Chromo 81128, it is worth more than 27% of them ($862,530 against a typical $1,092,953), its price per square foot is higher than 61% of them ($863 against a typical $697), it is bigger than 23% of them (999 ft² against a typical 1,738 ft²), its lot is bigger than 52% of them (35.2 ac against a typical 35.2 ac) and it is newer than 42% of them (1999 against a typical 2002). Measured against all of Archuleta County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 Running Horse Pl, Chromo, CO?

The 2025 property tax bill for 3440 Running Horse Pl, Chromo, CO was $2,647. The county assessed it at $42,770.

Closest homes

More homes in Chromo 81128

Assigned schools

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