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Single Family ResidenceResidential
$246,897$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $146,000 on Oct 28, 2005

3470 STATE ROUTE 196

FORT ANN, NY 12827
4
Beds
3
Baths
2,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$247K
$229K low$265K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$146,000 · Oct 28, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,584
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,467
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,313
ROCKET MORTGAGE · R · recorded Jun 28, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,295 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$191,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$169,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Floyd Harwood Elementary SchoolB
Elementary · Grades PK–5 · 3.2 mi
M
Hartford Middle/High SchoolA-
Middle · Grades 6–12 · 3.2 mi

District: Hartford Central School District

Neighborhood · ZIP 12827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,600
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,426
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3470 State Route 196 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Fort Ann 12827
  • Bigger than 86% of homes in Fort Ann 12827
  • Has a smaller lot than 89% of homes in Fort Ann 12827
  • Newer than 78% of homes in Washington County

What homes are worth in Fort Ann 12827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$726K

This home is worth more than 37% of homes in Fort Ann 12827.

How it measures up in Fort Ann 12827

The dot is this home. The mark in the middle is the typical home in Fort Ann 12827.

Estimated value$246,897
CheaperTypical $283,716Pricier

Pricier than 37% of homes nearby

Price per ft²$120
CheaperTypical $196Pricier

Pricier than 13% of homes nearby

Living area2,052 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.25 ac
SmallerTypical 1.6 acBigger

Bigger than 11% of homes nearby

Year built1990
OlderTypical 1979Newer

Newer than 70% of homes nearby

How 3470 State Route 196 ranks against every home in each area.
MeasureThis homeFort Ann 12827Washington County
Estimated valuepricier than$246,89737% of homes52% of homes
Price per ft²pricier than$12013% of homes22% of homes
Living areabigger than2,052 ft²86% of homes78% of homes
Lot sizebigger than0.25 ac11% of homes20% of homes
Year builtnewer than199070% of homes78% of homes

About 3470 State Route 196

How much is 3470 State Route 196, Fort Ann, NY worth?

The TopHap Estimate for 3470 State Route 196, Fort Ann, NY is $246,897 as of Jul 14, 2026. The likely range is $228,593 to $265,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3470 State Route 196, Fort Ann, NY last sell?

3470 State Route 196, Fort Ann, NY last sold on Oct 28, 2005 for $146,000, according to the county's recorded deed.

How big is 3470 State Route 196, Fort Ann, NY?

3470 State Route 196, Fort Ann, NY has 4 bedrooms, 3 bathrooms, 2,052 square feet of living space and a 0.25-acre lot.

When was 3470 State Route 196, Fort Ann, NY built?

3470 State Route 196, Fort Ann, NY was built in 1990, making it 36 years old. It is a cape cod home. The building has 1 story.

What schools serve 3470 State Route 196, Fort Ann, NY?

3470 State Route 196, Fort Ann, NY is assigned to Floyd Harwood Elementary School (elementary), rated B; Hartford Middle/High School (middle), rated A-. All sit in Hartford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3470 State Route 196, Fort Ann, NY compare to other homes in Fort Ann 12827?

Among the 1,865 homes in Fort Ann 12827, it is worth more than 37% of them ($246,897 against a typical $283,716), its price per square foot is higher than 13% of them ($120 against a typical $196), it is bigger than 86% of them (2,052 ft² against a typical 1,404 ft²), its lot is bigger than 11% of them (0.25 ac against a typical 1.6 ac) and it is newer than 70% of them (1990 against a typical 1979). Measured against all of Washington County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3470 State Route 196, Fort Ann, NY?

The 2025 property tax bill for 3470 State Route 196, Fort Ann, NY was $4,295. The county assessed it at $191,400.

Closest homes

More homes in Fort Ann 12827

Assigned schools

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