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Single Family ResidenceResidential
$175,521$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3481 FINSTAD LN

RANIER, MN 56668
0
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$176K
$153K low$198K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,521
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,417

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,854 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKOOCHICHING
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 108 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Falls Secondary SchoolB+
Middle · Grades 6–12 · 3.9 mi
E
Falls Elementary SchoolB
Elementary · Grades PK–5 · 3.9 mi

District: International Falls School District

Neighborhood · ZIP 56668These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,432
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,195
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3481 Finstad Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Koochiching County
  • Smaller than 93% of homes in Koochiching County
  • Has a smaller lot than 79% of homes in Koochiching County
  • Among the oldest homes in Koochiching County

What homes are worth in Koochiching County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$530K

This home is worth more than 46% of homes in Koochiching County.

How it measures up in Koochiching County

The dot is this home. The mark in the middle is the typical home in Koochiching County.

Estimated value$175,521
CheaperTypical $143,311Pricier

Pricier than 61% of homes nearby

Price per ft²$305
CheaperTypical $127Pricier

Pricier than 90% of homes nearby

Living area576 ft²
SmallerTypical 1,068 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.25 ac
SmallerTypical 1.14 acBigger

Bigger than 21% of homes nearby

Year built1904
OlderTypical 1971Newer

Older than almost all homes nearby

How 3481 Finstad Ln ranks against every home in each area.
MeasureThis homeKoochiching County
Estimated valuepricier than$175,52161% of homes
Price per ft²pricier than$30590% of homes
Living areabigger than576 ft²7% of homes
Lot sizebigger than0.25 ac21% of homes
Year builtnewer than1904almost no homes

About 3481 Finstad Ln

How much is 3481 Finstad Ln, Ranier, MN worth?

The TopHap Estimate for 3481 Finstad Ln, Ranier, MN is $175,521 as of Jul 14, 2026. The likely range is $152,909 to $198,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3481 Finstad Ln, Ranier, MN last sell?

3481 Finstad Ln, Ranier, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3481 Finstad Ln, Ranier, MN?

3481 Finstad Ln, Ranier, MN has 576 square feet of living space and a 0.25-acre lot.

When was 3481 Finstad Ln, Ranier, MN built?

3481 Finstad Ln, Ranier, MN was built in 1904, making it 122 years old. The building has 2 stories.

What schools serve 3481 Finstad Ln, Ranier, MN?

3481 Finstad Ln, Ranier, MN is assigned to Falls Secondary School (middle), rated B+; Falls Elementary School (elementary), rated B. All sit in International Falls School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3481 Finstad Ln, Ranier, MN compare to other homes in Koochiching County?

Among the 8,010 homes in Koochiching County, it is worth more than 61% of them ($175,521 against a typical $143,311), its price per square foot is higher than 90% of them ($305 against a typical $127), it is bigger than 7% of them (576 ft² against a typical 1,068 ft²), its lot is bigger than 21% of them (0.25 ac against a typical 1.14 ac) and it is newer than almost none of them (1904 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3481 Finstad Ln, Ranier, MN?

The 2026 property tax bill for 3481 Finstad Ln, Ranier, MN was $1,854. The county assessed it at $117,200.

Closest homes

More homes in Ranier 56668

Assigned schools

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