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Single Family ResidenceResidential
$197,093$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $225,000 on Nov 19, 2015

3481 MAIN ST

RANIER, MN 56668
0
Baths
2,087 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$197K
$146K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Nov 19, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.277%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$496,314
FIRST NATIONAL BANK OF DEERWOOD · recorded Apr 10, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,418 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$88,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$231,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKOOCHICHING
Lot (acres)The size of the land the home sits on, from county records.0.43
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Falls Secondary SchoolB+
Middle · Grades 6–12 · 3.9 mi
E
Falls Elementary SchoolB
Elementary · Grades PK–5 · 3.9 mi

District: International Falls School District

Neighborhood · ZIP 56668These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,432
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,195
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3481 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Koochiching County
  • Costs less per square foot than 72% of homes in Koochiching County
  • Bigger than 96% of homes in Koochiching County
  • Has a smaller lot than 66% of homes in Koochiching County
  • Older than 81% of homes in Koochiching County

What homes are worth in Koochiching County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$530K

This home is worth more than 57% of homes in Koochiching County.

How it measures up in Koochiching County

The dot is this home. The mark in the middle is the typical home in Koochiching County.

Estimated value$197,093
CheaperTypical $142,713Pricier

Pricier than 68% of homes nearby

Price per ft²$94
CheaperTypical $128Pricier

Pricier than 28% of homes nearby

Living area2,087 ft²
SmallerTypical 1,067 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.43 ac
SmallerTypical 1.12 acBigger

Bigger than 34% of homes nearby

Year built1940
OlderTypical 1971Newer

Newer than 19% of homes nearby

How 3481 Main St ranks against every home in each area.
MeasureThis homeKoochiching County
Estimated valuepricier than$197,09368% of homes
Price per ft²pricier than$9428% of homes
Living areabigger than2,087 ft²96% of homes
Lot sizebigger than0.43 ac34% of homes
Year builtnewer than194019% of homes

About 3481 Main St

How much is 3481 Main St, Ranier, MN worth?

The TopHap Estimate for 3481 Main St, Ranier, MN is $197,093 as of Jun 23, 2026. The likely range is $145,848 to $248,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3481 Main St, Ranier, MN last sell?

3481 Main St, Ranier, MN last sold on Nov 19, 2015 for $225,000, according to the county's recorded deed.

How big is 3481 Main St, Ranier, MN?

3481 Main St, Ranier, MN has 2,087 square feet of living space and a 0.43-acre lot.

When was 3481 Main St, Ranier, MN built?

3481 Main St, Ranier, MN was built in 1940, making it 86 years old.

What schools serve 3481 Main St, Ranier, MN?

3481 Main St, Ranier, MN is assigned to Falls Secondary School (middle), rated B+; Falls Elementary School (elementary), rated B. All sit in International Falls School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3481 Main St, Ranier, MN compare to other homes in Koochiching County?

Among the 8,010 homes in Koochiching County, it is worth more than 68% of them ($197,093 against a typical $142,713), its price per square foot is higher than 28% of them ($94 against a typical $128), it is bigger than 96% of them (2,087 ft² against a typical 1,067 ft²), its lot is bigger than 34% of them (0.43 ac against a typical 1.12 ac) and it is newer than 19% of them (1940 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3481 Main St, Ranier, MN?

The 2026 property tax bill for 3481 Main St, Ranier, MN was $4,418. The county assessed it at $231,000.

Closest homes

More homes in Ranier 56668

Assigned schools

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