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Single Family ResidenceResidential
$280,130
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3490 ROUTE 130

IRWIN, PA 15642
0
Baths
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$280K
$235K low$325K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,130
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,104
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
IRWIN BANK & TRUST CO · E · recorded Sep 28, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,905 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,710 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$27,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTMORELAND
Lot (acres)The size of the land the home sits on, from county records.0.77
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn-Trafford High SchoolA+
High · Grades 9–12 · 0.9 mi
E
Sunrise Estates Elementary SchoolA
Elementary · Grades KG–5 · 1.3 mi
M
Penn Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi

District: Penn-Trafford School District

Neighborhood · ZIP 15642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.45,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,016 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,017
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,878
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3490 Route 130 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Westmoreland County
  • Has a bigger lot than 83% of homes in Irwin 15642

What homes are worth in Irwin 15642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$740K

This home is worth more than 54% of homes in Irwin 15642.

How it measures up in Irwin 15642

The dot is this home. The mark in the middle is the typical home in Irwin 15642.

Estimated value$280,130
CheaperTypical $268,241Pricier

Pricier than 54% of homes nearby

Lot size0.77 ac
SmallerTypical 0.29 acBigger

Bigger than 83% of homes nearby

How 3490 Route 130 ranks against every home in each area.
MeasureThis homeIrwin 15642Westmoreland County
Estimated valuepricier than$280,13054% of homes69% of homes
Lot sizebigger than0.77 ac83% of homes74% of homes

About 3490 Route 130

How much is 3490 Route 130, Irwin, PA worth?

The TopHap Estimate for 3490 Route 130, Irwin, PA is $280,130 as of Jul 14, 2026. The likely range is $234,832 to $325,428. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3490 Route 130, Irwin, PA last sell?

3490 Route 130, Irwin, PA last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 3490 Route 130, Irwin, PA?

3490 Route 130, Irwin, PA is assigned to Penn-Trafford High School (high), rated A+; Sunrise Estates Elementary School (elementary), rated A; Penn Middle School (middle), rated B+. All sit in Penn-Trafford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3490 Route 130, Irwin, PA compare to other homes in Irwin 15642?

Among the 18,277 homes in Irwin 15642, it is worth more than 54% of them ($280,130 against a typical $268,241) and its lot is bigger than 83% of them (0.77 ac against a typical 0.29 ac). Measured against all of Westmoreland County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3490 Route 130, Irwin, PA?

The 2026 property tax bill for 3490 Route 130, Irwin, PA was $3,905. The county assessed it at $27,710.

Closest homes

More homes in Irwin 15642

Assigned schools

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