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Single Family ResidenceResidential
$528,240$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3509 FOREST RIDGE LN

KISSIMMEE, FL 34741
5
Beds
4
Baths
2,770 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$528K
$505K low$551K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$202,240
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,792
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$326,000
LOANDEPOT.COM LLC · recorded Jan 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,462 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,953 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$311,908
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$482,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOsceola
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,020 ft²Porch · 286 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Flora Ridge Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
M
Kissimmee Middle SchoolC
Middle · Grades 6–8 · 1.6 mi
H
Osceola High SchoolC
High · Grades 9–12 · 3.6 mi

District: Osceola County School District

Neighborhood · ZIP 34741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.164
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.66,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,191
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,629
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3509 Forest Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Kissimmee 34741
  • Bigger than 93% of homes in Kissimmee 34741
  • Has a bigger lot than 76% of homes in Kissimmee 34741
  • Newer than 66% of homes in Kissimmee 34741

What homes are worth in Kissimmee 34741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$617K

This home is worth more than 94% of homes in Kissimmee 34741.

How it measures up in Kissimmee 34741

The dot is this home. The mark in the middle is the typical home in Kissimmee 34741.

Estimated value$528,240
CheaperTypical $279,284Pricier

Pricier than 94% of homes nearby

Price per ft²$191
CheaperTypical $182Pricier

Pricier than 58% of homes nearby

Living area2,770 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.2 ac
SmallerTypical 0.13 acBigger

Bigger than 76% of homes nearby

Year built2003
OlderTypical 1993Newer

Newer than 66% of homes nearby

How 3509 Forest Ridge Ln ranks against every home in each area.
MeasureThis homeWeston ReserveKissimmee 34741Osceola County
Estimated valuepricier than$528,24090% of homes94% of homes86% of homes
Price per ft²pricier than$19148% of homes58% of homes42% of homes
Living areabigger than2,770 ft²84% of homes93% of homes87% of homes
Lot sizebigger than0.2 ac65% of homes76% of homes69% of homes
Year builtnewer than200359% of homes66% of homes46% of homes

About 3509 Forest Ridge Ln

How much is 3509 Forest Ridge Ln, Kissimmee, FL worth?

The TopHap Estimate for 3509 Forest Ridge Ln, Kissimmee, FL is $528,240 as of Jul 14, 2026. The likely range is $505,465 to $551,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3509 Forest Ridge Ln, Kissimmee, FL last sell?

3509 Forest Ridge Ln, Kissimmee, FL last sold on Jul 18, 2022, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3509 Forest Ridge Ln, Kissimmee, FL?

3509 Forest Ridge Ln, Kissimmee, FL has 5 bedrooms, 4 bathrooms, 2,770 square feet of living space and a 0.20-acre lot.

When was 3509 Forest Ridge Ln, Kissimmee, FL built?

3509 Forest Ridge Ln, Kissimmee, FL was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 3509 Forest Ridge Ln, Kissimmee, FL?

3509 Forest Ridge Ln, Kissimmee, FL is assigned to Flora Ridge Elementary School (elementary), rated C-; Kissimmee Middle School (middle), rated C; Osceola High School (high), rated C. All sit in Osceola County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3509 Forest Ridge Ln, Kissimmee, FL compare to other homes in Kissimmee 34741?

Among the 13,023 homes in Kissimmee 34741, it is worth more than 94% of them ($528,240 against a typical $279,284), its price per square foot is higher than 58% of them ($191 against a typical $182), it is bigger than 93% of them (2,770 ft² against a typical 1,458 ft²), its lot is bigger than 76% of them (0.2 ac against a typical 0.13 ac) and it is newer than 66% of them (2003 against a typical 1993). Measured against all of Osceola County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3509 Forest Ridge Ln, Kissimmee, FL?

The 2025 property tax bill for 3509 Forest Ridge Ln, Kissimmee, FL was $5,462. The county assessed it at $320,953.

Closest homes

More homes in Kissimmee 34741

Assigned schools

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