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Single Family ResidenceResidential
$670,714$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $650,000 on Jun 9, 2021

360 SHELTER ROCK CIR

SUGAR MOUNTAIN, NC 28604
3
Beds
3
Baths
2,292 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$671K
$547K low$795K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · Jun 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,243 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$623,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$548,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$623,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$623,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,184 ft²Patio · 1,184 ft²Porch · 178 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 1.9 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.8 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.9 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

360 Shelter Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Avery County
  • Bigger than 74% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$2.7M

This home is worth more than 70% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$670,714
CheaperTypical $451,732Pricier

Pricier than 70% of homes nearby

Price per ft²$293
CheaperTypical $314Pricier

Pricier than 42% of homes nearby

Living area2,292 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 71% of homes nearby

Year built1989
OlderTypical 1988Newer

Newer than 51% of homes nearby

How 360 Shelter Rock Cir ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$670,71470% of homes81% of homes
Price per ft²pricier than$29342% of homes61% of homes
Living areabigger than2,292 ft²71% of homes74% of homes
Year builtnewer than198951% of homes56% of homes

About 360 Shelter Rock Cir

How much is 360 Shelter Rock Cir, Sugar Mountain, NC worth?

The TopHap Estimate for 360 Shelter Rock Cir, Sugar Mountain, NC is $670,714 as of Aug 30, 2026. The likely range is $546,620 to $794,808. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 360 Shelter Rock Cir, Sugar Mountain, NC last sell?

360 Shelter Rock Cir, Sugar Mountain, NC last sold on Jun 9, 2021 for $650,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 360 Shelter Rock Cir, Sugar Mountain, NC?

360 Shelter Rock Cir, Sugar Mountain, NC has 3 bedrooms, 3 bathrooms and 2,292 square feet of living space.

When was 360 Shelter Rock Cir, Sugar Mountain, NC built?

360 Shelter Rock Cir, Sugar Mountain, NC was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 360 Shelter Rock Cir, Sugar Mountain, NC?

360 Shelter Rock Cir, Sugar Mountain, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 360 Shelter Rock Cir, Sugar Mountain, NC compare to other homes in Banner Elk 28604?

Among the 11,837 homes in Banner Elk 28604, it is worth more than 70% of them ($670,714 against a typical $451,732), its price per square foot is higher than 42% of them ($293 against a typical $314), it is bigger than 71% of them (2,292 ft² against a typical 1,674 ft²) and it is newer than 51% of them (1989 against a typical 1988). Measured against all of Avery County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 360 Shelter Rock Cir, Sugar Mountain, NC?

The 2025 property tax bill for 360 Shelter Rock Cir, Sugar Mountain, NC was $4,243. The county assessed it at $623,900.

More homes on Shelter Rock Cir

Closest homes

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Assigned schools

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