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Single Family ResidenceResidential
$154,803$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3609 RACHEL ST

APOPKA, FL 32703
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$155K
$104K low$205K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$41,800
WACHOVIA BANK NA · recorded Jun 21, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$652 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,215 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,856
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.82 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOrange
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 208 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ocoee High SchoolC
High · Grades 9–12 · 2.0 mi
E
Phillis Wheatley Elementary SchoolD-
Elementary · Grades PK–5 · 2.8 mi
M
Piedmont Lakes Middle SchoolC
Middle · Grades 6–8 · 3.8 mi

District: Orange County School District

Neighborhood · ZIP 32703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.60,471
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.950 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,932
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3609 Rachel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Apopka 32703
  • Costs less per square foot than 92% of homes in Orange County
  • Smaller than 92% of homes in Orange County
  • Has a smaller lot than 81% of homes in Apopka 32703
  • Among the oldest homes in Apopka 32703

What homes are worth in Apopka 32703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$753K

This home is worth more than 3% of homes in Apopka 32703.

How it measures up in Apopka 32703

The dot is this home. The mark in the middle is the typical home in Apopka 32703.

Estimated value$154,803
CheaperTypical $336,254Pricier

Pricier than 3% of homes nearby

Price per ft²$161
CheaperTypical $200Pricier

Pricier than 12% of homes nearby

Living area960 ft²
SmallerTypical 1,598 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.13 ac
SmallerTypical 0.2 acBigger

Bigger than 19% of homes nearby

Year built1936
OlderTypical 1990Newer

Older than almost all homes nearby

How 3609 Rachel St ranks against every home in each area.
MeasureThis homeApopka 32703Orange County
Estimated valuepricier than$154,8033% of homes4% of homes
Price per ft²pricier than$16112% of homes8% of homes
Living areabigger than960 ft²9% of homes8% of homes
Lot sizebigger than0.13 ac19% of homes20% of homes
Year builtnewer than1936almost no homes2% of homes

About 3609 Rachel St

How much is 3609 Rachel St, Apopka, FL worth?

The TopHap Estimate for 3609 Rachel St, Apopka, FL is $154,803 as of Jul 14, 2026. The likely range is $104,295 to $205,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3609 Rachel St, Apopka, FL last sell?

3609 Rachel St, Apopka, FL last sold on Mar 30, 2023, according to the county's recorded deed.

How big is 3609 Rachel St, Apopka, FL?

3609 Rachel St, Apopka, FL has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.13-acre lot.

When was 3609 Rachel St, Apopka, FL built?

3609 Rachel St, Apopka, FL was built in 1936, making it 90 years old. The building has 1 story.

What schools serve 3609 Rachel St, Apopka, FL?

3609 Rachel St, Apopka, FL is assigned to Ocoee High School (high), rated C; Phillis Wheatley Elementary School (elementary), rated D-; Piedmont Lakes Middle School (middle), rated C. All sit in Orange County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3609 Rachel St, Apopka, FL compare to other homes in Apopka 32703?

Among the 17,627 homes in Apopka 32703, it is worth more than 3% of them ($154,803 against a typical $336,254), its price per square foot is higher than 12% of them ($161 against a typical $200), it is bigger than 9% of them (960 ft² against a typical 1,598 ft²), its lot is bigger than 19% of them (0.13 ac against a typical 0.2 ac) and it is newer than almost none of them (1936 against a typical 1990). Measured against all of Orange County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3609 Rachel St, Apopka, FL?

The 2024 property tax bill for 3609 Rachel St, Apopka, FL was $652. The county assessed it at $48,215.

More homes on Rachel St

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Assigned schools

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