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Single Family ResidenceResidential
$263,654$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $285,000 on Feb 10, 2025

3640 RACHEL ST

APOPKA, FL 32703
1
Beds
1
Baths
892 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$264K
$224K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Feb 10, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,654
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,523
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
FLEXPOINT INC · recorded Feb 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,542 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,317 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$314,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,930

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.93 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 3 ft²Porch · 1,400 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ocoee High SchoolC
High · Grades 9–12 · 1.9 mi
E
Phillis Wheatley Elementary SchoolD-
Elementary · Grades PK–5 · 2.9 mi
M
Piedmont Lakes Middle SchoolC
Middle · Grades 6–8 · 3.9 mi

District: Orange County School District

Neighborhood · ZIP 32703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.60,471
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.950 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,932
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Rachel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Orange County
  • Costs more per square foot than 98% of homes in Apopka 32703
  • Smaller than 94% of homes in Orange County
  • Has a bigger lot than 91% of homes in Apopka 32703
  • Newer than 82% of homes in Orange County

What homes are worth in Apopka 32703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$707K

This home is worth more than 23% of homes in Apopka 32703.

How it measures up in Apopka 32703

The dot is this home. The mark in the middle is the typical home in Apopka 32703.

Estimated value$263,654
CheaperTypical $335,935Pricier

Pricier than 23% of homes nearby

Price per ft²$296
CheaperTypical $200Pricier

Pricier than 98% of homes nearby

Living area892 ft²
SmallerTypical 1,599 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.5 ac
SmallerTypical 0.2 acBigger

Bigger than 91% of homes nearby

Year built2007
OlderTypical 1990Newer

Newer than 78% of homes nearby

How 3640 Rachel St ranks against every home in each area.
MeasureThis homeApopka 32703Orange County
Estimated valuepricier than$263,65423% of homes20% of homes
Price per ft²pricier than$29698% of homes85% of homes
Living areabigger than892 ft²7% of homes6% of homes
Lot sizebigger than0.5 ac91% of homes90% of homes
Year builtnewer than200778% of homes82% of homes

About 3640 Rachel St

How much is 3640 Rachel St, Apopka, FL worth?

The TopHap Estimate for 3640 Rachel St, Apopka, FL is $263,654 as of Jun 23, 2026. The likely range is $224,105 to $303,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Rachel St, Apopka, FL last sell?

3640 Rachel St, Apopka, FL last sold on Feb 10, 2025 for $285,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3640 Rachel St, Apopka, FL?

3640 Rachel St, Apopka, FL has 1 bedrooms, 1 bathrooms, 892 square feet of living space and a 0.50-acre lot.

When was 3640 Rachel St, Apopka, FL built?

3640 Rachel St, Apopka, FL was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 3640 Rachel St, Apopka, FL?

3640 Rachel St, Apopka, FL is assigned to Ocoee High School (high), rated C; Phillis Wheatley Elementary School (elementary), rated D-; Piedmont Lakes Middle School (middle), rated C. All sit in Orange County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Rachel St, Apopka, FL compare to other homes in Apopka 32703?

Among the 17,617 homes in Apopka 32703, it is worth more than 23% of them ($263,654 against a typical $335,935), its price per square foot is higher than 98% of them ($296 against a typical $200), it is bigger than 7% of them (892 ft² against a typical 1,599 ft²), its lot is bigger than 91% of them (0.5 ac against a typical 0.2 ac) and it is newer than 78% of them (2007 against a typical 1990). Measured against all of Orange County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Rachel St, Apopka, FL?

The 2024 property tax bill for 3640 Rachel St, Apopka, FL was $4,542. The county assessed it at $252,317.

More homes on Rachel St

Closest homes

More homes in Apopka 32703

Assigned schools

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