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Single Family ResidenceResidential
$131,689$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3812 RIVER BLUFF RD

BEDFORD, IN 47421
2
Beds
1
Baths
1,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$132K
$113K low$151K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$68,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.130 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Lot (acres)The size of the land the home sits on, from county records.0.76
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Schools SchoolsB
Elementary · Grades KG–6 · 2.1 mi
M
Bedford Middle SchoolC
Middle · Grades 7–8 · 2.5 mi
H
Bedford North Lawrence High School
High · Grades 9–12 · 5.3 mi

District: North Lawrence Community Schools

Neighborhood · ZIP 47421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3812 River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Bedford 47421
  • Costs less per square foot than 90% of homes in Bedford 47421
  • Older than 73% of homes in Lawrence County

What homes are worth in Bedford 47421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$581K

This home is worth more than 23% of homes in Bedford 47421.

How it measures up in Bedford 47421

The dot is this home. The mark in the middle is the typical home in Bedford 47421.

Estimated value$131,689
CheaperTypical $196,689Pricier

Pricier than 23% of homes nearby

Price per ft²$84
CheaperTypical $142Pricier

Pricier than 10% of homes nearby

Living area1,576 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.76 ac
SmallerTypical 0.58 acBigger

Bigger than 54% of homes nearby

Year built1945
OlderTypical 1965Newer

Newer than 31% of homes nearby

How 3812 River Bluff Rd ranks against every home in each area.
MeasureThis homeBedford 47421Lawrence County
Estimated valuepricier than$131,68923% of homes26% of homes
Price per ft²pricier than$8410% of homes13% of homes
Living areabigger than1,576 ft²59% of homes60% of homes
Lot sizebigger than0.76 ac54% of homes48% of homes
Year builtnewer than194531% of homes27% of homes

About 3812 River Bluff Rd

How much is 3812 River Bluff Rd, Bedford, IN worth?

The TopHap Estimate for 3812 River Bluff Rd, Bedford, IN is $131,689 as of Sep 24, 2026. The likely range is $112,855 to $150,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3812 River Bluff Rd, Bedford, IN last sell?

3812 River Bluff Rd, Bedford, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3812 River Bluff Rd, Bedford, IN?

3812 River Bluff Rd, Bedford, IN has 2 bedrooms, 1 bathrooms, 1,576 square feet of living space and a 0.76-acre lot.

When was 3812 River Bluff Rd, Bedford, IN built?

3812 River Bluff Rd, Bedford, IN was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 3812 River Bluff Rd, Bedford, IN?

3812 River Bluff Rd, Bedford, IN is assigned to Parkview Schools Schools (elementary), rated B; Bedford Middle School (middle), rated C; Bedford North Lawrence High School (high). All sit in North Lawrence Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3812 River Bluff Rd, Bedford, IN compare to other homes in Bedford 47421?

Among the 11,469 homes in Bedford 47421, it is worth more than 23% of them ($131,689 against a typical $196,689), its price per square foot is higher than 10% of them ($84 against a typical $142), it is bigger than 59% of them (1,576 ft² against a typical 1,430 ft²), its lot is bigger than 54% of them (0.76 ac against a typical 0.58 ac) and it is newer than 31% of them (1945 against a typical 1965). Measured against all of Lawrence County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3812 River Bluff Rd, Bedford, IN?

The 2025 property tax bill for 3812 River Bluff Rd, Bedford, IN was $1,378. The county assessed it at $68,900.

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