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Single Family ResidenceResidential
$195,607$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Mar 23, 2023

3848 STATE ROUTE 203

VALATIE, NY 12184
2
Beds
1
Baths
760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$182K low$209K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Mar 23, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,607
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$54,086
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,000
EDWARD L KNIGHT · P · recorded Mar 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,120 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,024

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ichabod Crane Elementary SchoolB
Elementary · Grades KG–3 · 2.3 mi
M
Ichabod Crane Middle SchoolB
Middle · Grades 4–8 · 2.4 mi
H
Ichabod Crane Senior High SchoolA-
High · Grades 9–12 · 2.6 mi

District: Kinderhook Central School District (Ichabod Crane)

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3848 State Route 203 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Valatie 12184
  • Smaller than 97% of homes in Valatie 12184
  • Has a smaller lot than 93% of homes in Valatie 12184
  • Older than 78% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.6M

This home is worth less than almost all homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$195,607
CheaperTypical $462,566Pricier

Cheaper than almost all homes nearby

Price per ft²$257
CheaperTypical $274Pricier

Pricier than 41% of homes nearby

Living area760 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.16 ac
SmallerTypical 1 acBigger

Bigger than 7% of homes nearby

Year built1940
OlderTypical 1976Newer

Newer than 22% of homes nearby

How 3848 State Route 203 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$195,607almost no homes2% of homes
Price per ft²pricier than$25741% of homes36% of homes
Living areabigger than760 ft²3% of homes3% of homes
Lot sizebigger than0.16 ac7% of homes8% of homes
Year builtnewer than194022% of homes32% of homes

About 3848 State Route 203

How much is 3848 State Route 203, Valatie, NY worth?

The TopHap Estimate for 3848 State Route 203, Valatie, NY is $195,607 as of Jul 14, 2026. The likely range is $182,379 to $208,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3848 State Route 203, Valatie, NY last sell?

3848 State Route 203, Valatie, NY last sold on Mar 23, 2023 for $140,000, according to the county's recorded deed.

How big is 3848 State Route 203, Valatie, NY?

3848 State Route 203, Valatie, NY has 2 bedrooms, 1 bathrooms, 760 square feet of living space and a 0.16-acre lot.

When was 3848 State Route 203, Valatie, NY built?

3848 State Route 203, Valatie, NY was built in 1940, making it 86 years old. It is a cottage home. The building has 1 story.

What schools serve 3848 State Route 203, Valatie, NY?

3848 State Route 203, Valatie, NY is assigned to Ichabod Crane Elementary School (elementary), rated B; Ichabod Crane Middle School (middle), rated B; Ichabod Crane Senior High School (high), rated A-. All sit in Kinderhook Central School District (Ichabod Crane). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3848 State Route 203, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,530 homes in Valatie 12184, it is worth more than almost none of them ($195,607 against a typical $462,566), its price per square foot is higher than 41% of them ($257 against a typical $274), it is bigger than 3% of them (760 ft² against a typical 1,793 ft²), its lot is bigger than 7% of them (0.16 ac against a typical 1 ac) and it is newer than 22% of them (1940 against a typical 1976). Measured against all of Columbia County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3848 State Route 203, Valatie, NY?

The 2025 property tax bill for 3848 State Route 203, Valatie, NY was $3,120. The county assessed it at $155,000.

Closest homes

More homes in Valatie 12184

Assigned schools

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