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Single Family ResidenceResidential
$300,704$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Dec 15, 2017

3844 STATE ROUTE 203

VALATIE, NY 12184
2
Beds
1
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$301K
$287K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Dec 15, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$203,704
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$162,963
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,000
PETER B SCHRAM · recorded Dec 15, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,724 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 345 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ichabod Crane Elementary SchoolB
Elementary · Grades KG–3 · 2.3 mi
M
Ichabod Crane Middle SchoolB
Middle · Grades 4–8 · 2.4 mi
H
Ichabod Crane Senior High SchoolA-
High · Grades 9–12 · 2.6 mi

District: Kinderhook Central School District (Ichabod Crane)

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3844 State Route 203 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Valatie 12184
  • Smaller than 86% of homes in Valatie 12184
  • Has a smaller lot than 84% of homes in Valatie 12184
  • Older than 78% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.6M

This home is worth more than 8% of homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$300,704
CheaperTypical $462,566Pricier

Pricier than 8% of homes nearby

Price per ft²$256
CheaperTypical $274Pricier

Pricier than 40% of homes nearby

Living area1,176 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.32 ac
SmallerTypical 1 acBigger

Bigger than 16% of homes nearby

Year built1940
OlderTypical 1976Newer

Newer than 22% of homes nearby

How 3844 State Route 203 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$300,7048% of homes15% of homes
Price per ft²pricier than$25640% of homes36% of homes
Living areabigger than1,176 ft²14% of homes20% of homes
Lot sizebigger than0.32 ac16% of homes18% of homes
Year builtnewer than194022% of homes32% of homes

About 3844 State Route 203

How much is 3844 State Route 203, Valatie, NY worth?

The TopHap Estimate for 3844 State Route 203, Valatie, NY is $300,704 as of Jul 14, 2026. The likely range is $286,792 to $314,616. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3844 State Route 203, Valatie, NY last sell?

3844 State Route 203, Valatie, NY last sold on Dec 15, 2017 for $100,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3844 State Route 203, Valatie, NY?

3844 State Route 203, Valatie, NY has 2 bedrooms, 1 bathrooms, 1,176 square feet of living space and a 0.32-acre lot.

When was 3844 State Route 203, Valatie, NY built?

3844 State Route 203, Valatie, NY was built in 1940, making it 86 years old. It is a cottage home. The building has 1 story.

What schools serve 3844 State Route 203, Valatie, NY?

3844 State Route 203, Valatie, NY is assigned to Ichabod Crane Elementary School (elementary), rated B; Ichabod Crane Middle School (middle), rated B; Ichabod Crane Senior High School (high), rated A-. All sit in Kinderhook Central School District (Ichabod Crane). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3844 State Route 203, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,530 homes in Valatie 12184, it is worth more than 8% of them ($300,704 against a typical $462,566), its price per square foot is higher than 40% of them ($256 against a typical $274), it is bigger than 14% of them (1,176 ft² against a typical 1,793 ft²), its lot is bigger than 16% of them (0.32 ac against a typical 1 ac) and it is newer than 22% of them (1940 against a typical 1976). Measured against all of Columbia County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3844 State Route 203, Valatie, NY?

The 2025 property tax bill for 3844 State Route 203, Valatie, NY was $3,724. The county assessed it at $185,000.

Closest homes

More homes in Valatie 12184

Assigned schools

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