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Single Family ResidenceResidential
$916,319$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on Aug 8, 2017

3889 MILL RUN

TERRELL, NC 28682
4
Beds
3
Baths
2,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$916K
$692K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Aug 8, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$541,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$433,263
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$274,740
FIFTH THIRD BANK NA · recorded May 27, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIFTH THIRD BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$935,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$190,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$744,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$935,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$935,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.0.61
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 380 ft²Porch · 775 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherrills Ford Elementary SchoolB
Elementary · Grades KG–6 · 2.9 mi
H
Bandys High SchoolA-
High · Grades 9–12 · 8.2 mi
M
Mill Creek Middle SchoolC
Middle · Grades 7–8 · 8.6 mi

District: Catawba County Schools

Neighborhood · ZIP 28682These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,415
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,332
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,741
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3889 Mill Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Catawba County
  • Costs more per square foot than 96% of homes in Catawba County
  • Bigger than 85% of homes in Catawba County
  • Newer than 72% of homes in Catawba County

What homes are worth in Terrell 28682

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$2.1M

This home is worth more than 69% of homes in Terrell 28682.

How it measures up in Terrell 28682

The dot is this home. The mark in the middle is the typical home in Terrell 28682.

Estimated value$916,319
CheaperTypical $612,954Pricier

Pricier than 69% of homes nearby

Price per ft²$355
CheaperTypical $271Pricier

Pricier than 65% of homes nearby

Living area2,580 ft²
SmallerTypical 1,791 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.61 ac
SmallerTypical 0.53 acBigger

Bigger than 59% of homes nearby

Year built1998
OlderTypical 2004Newer

Newer than 37% of homes nearby

How 3889 Mill Run ranks against every home in each area.
MeasureThis homeTerrell 28682Catawba County
Estimated valuepricier than$916,31969% of homes96% of homes
Price per ft²pricier than$35565% of homes96% of homes
Living areabigger than2,580 ft²70% of homes85% of homes
Lot sizebigger than0.61 ac59% of homes56% of homes
Year builtnewer than199837% of homes72% of homes

About 3889 Mill Run

How much is 3889 Mill Run, Terrell, NC worth?

The TopHap Estimate for 3889 Mill Run, Terrell, NC is $916,319 as of Jul 14, 2026. The likely range is $692,351 to $1,140,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3889 Mill Run, Terrell, NC last sell?

3889 Mill Run, Terrell, NC last sold on Aug 8, 2017 for $480,000, according to the county's recorded deed.

How big is 3889 Mill Run, Terrell, NC?

3889 Mill Run, Terrell, NC has 4 bedrooms, 3 bathrooms, 2,580 square feet of living space and a 0.61-acre lot.

When was 3889 Mill Run, Terrell, NC built?

3889 Mill Run, Terrell, NC was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 3889 Mill Run, Terrell, NC?

3889 Mill Run, Terrell, NC is assigned to Sherrills Ford Elementary School (elementary), rated B; Bandys High School (high), rated A-; Mill Creek Middle School (middle), rated C. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3889 Mill Run, Terrell, NC compare to other homes in Terrell 28682?

Among the 1,108 homes in Terrell 28682, it is worth more than 69% of them ($916,319 against a typical $612,954), its price per square foot is higher than 65% of them ($355 against a typical $271), it is bigger than 70% of them (2,580 ft² against a typical 1,791 ft²), its lot is bigger than 59% of them (0.61 ac against a typical 0.53 ac) and it is newer than 37% of them (1998 against a typical 2004). Measured against all of Catawba County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3889 Mill Run, Terrell, NC?

The 2025 property tax bill for 3889 Mill Run, Terrell, NC was $3,728. The county assessed it at $935,500.

Closest homes

More homes in Terrell 28682

Assigned schools

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