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Single Family ResidenceResidential
$1,482,047$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $54,000 on May 1, 1998

3901 MILL RUN

TERRELL, NC 28682
4
Beds
4
Baths
5,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.2M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$54,000 · May 1, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$543,796
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$435,037
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$938,250
HOMEOWNERS MORTGAGE ENTERPRISES INC · recorded Feb 25, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,009 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,423,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$236,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,186,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,423,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,423,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.0.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 420 ft²Patio · 727 ft²Porch · 1,012 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherrills Ford Elementary SchoolB
Elementary · Grades KG–6 · 3.0 mi
H
Bandys High SchoolA-
High · Grades 9–12 · 8.2 mi
M
Mill Creek Middle SchoolC
Middle · Grades 7–8 · 8.6 mi

District: Catawba County Schools

Neighborhood · ZIP 28682These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,415
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,332
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$199,741
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3901 Mill Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Catawba County
  • Costs more per square foot than 89% of homes in Catawba County
  • Among the largest homes in Catawba County
  • Newer than 80% of homes in Catawba County

What homes are worth in Terrell 28682

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$2.1M

This home is worth more than 92% of homes in Terrell 28682.

How it measures up in Terrell 28682

The dot is this home. The mark in the middle is the typical home in Terrell 28682.

Estimated value$1,482,047
CheaperTypical $611,184Pricier

Pricier than 92% of homes nearby

Price per ft²$261
CheaperTypical $271Pricier

Pricier than 48% of homes nearby

Living area5,668 ft²
SmallerTypical 1,791 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.66 ac
SmallerTypical 0.53 acBigger

Bigger than 64% of homes nearby

Year built2002
OlderTypical 2004Newer

Newer than 43% of homes nearby

How 3901 Mill Run ranks against every home in each area.
MeasureThis homeTerrell 28682Catawba County
Estimated valuepricier than$1,482,04792% of homesalmost all homes
Price per ft²pricier than$26148% of homes89% of homes
Living areabigger than5,668 ft²98% of homesalmost all homes
Lot sizebigger than0.66 ac64% of homes59% of homes
Year builtnewer than200243% of homes80% of homes

About 3901 Mill Run

How much is 3901 Mill Run, Terrell, NC worth?

The TopHap Estimate for 3901 Mill Run, Terrell, NC is $1,482,047 as of Jul 14, 2026. The likely range is $1,155,605 to $1,808,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3901 Mill Run, Terrell, NC last sell?

3901 Mill Run, Terrell, NC last sold on May 1, 1998 for $54,000, according to the county's recorded deed.

How big is 3901 Mill Run, Terrell, NC?

3901 Mill Run, Terrell, NC has 4 bedrooms, 4 bathrooms, 5,668 square feet of living space and a 0.66-acre lot.

When was 3901 Mill Run, Terrell, NC built?

3901 Mill Run, Terrell, NC was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 3901 Mill Run, Terrell, NC?

3901 Mill Run, Terrell, NC is assigned to Sherrills Ford Elementary School (elementary), rated B; Bandys High School (high), rated A-; Mill Creek Middle School (middle), rated C. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3901 Mill Run, Terrell, NC compare to other homes in Terrell 28682?

Among the 1,108 homes in Terrell 28682, it is worth more than 92% of them ($1,482,047 against a typical $611,184), its price per square foot is higher than 48% of them ($261 against a typical $271), it is bigger than 98% of them (5,668 ft² against a typical 1,791 ft²), its lot is bigger than 64% of them (0.66 ac against a typical 0.53 ac) and it is newer than 43% of them (2002 against a typical 2004). Measured against all of Catawba County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3901 Mill Run, Terrell, NC?

The 2024 property tax bill for 3901 Mill Run, Terrell, NC was $7,009. The county assessed it at $1,423,200.

More homes on Mill Run

Closest homes

More homes in Terrell 28682

Assigned schools

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