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Single Family ResidenceResidential
$270,904$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

39 GAFFNEY ST

SALUDA, NC 28773
2
Beds
2
Baths
1,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$271K
$203K low$339K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,387 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,278 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,278
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,785
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,278

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saluda Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 9.5 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 10.8 mi

District: Polk County Schools

Neighborhood · ZIP 28773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,486
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,101
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Gaffney St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Saluda 28773
  • Costs less per square foot than 73% of homes in Saluda 28773
  • Smaller than 73% of homes in Polk County
  • Has a smaller lot than 92% of homes in Polk County
  • Older than 89% of homes in Polk County

What homes are worth in Saluda 28773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$1.4M

This home is worth more than 15% of homes in Saluda 28773.

How it measures up in Saluda 28773

The dot is this home. The mark in the middle is the typical home in Saluda 28773.

Estimated value$270,904
CheaperTypical $427,241Pricier

Pricier than 15% of homes nearby

Price per ft²$236
CheaperTypical $295Pricier

Pricier than 27% of homes nearby

Living area1,148 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.38 ac
SmallerTypical 1.61 acBigger

Bigger than 11% of homes nearby

Year built1930
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 39 Gaffney St ranks against every home in each area.
MeasureThis homeSaluda 28773Polk County
Estimated valuepricier than$270,90415% of homes24% of homes
Price per ft²pricier than$23627% of homes37% of homes
Living areabigger than1,148 ft²31% of homes27% of homes
Lot sizebigger than0.38 ac11% of homes8% of homes
Year builtnewer than193012% of homes11% of homes

About 39 Gaffney St

How much is 39 Gaffney St, Saluda, NC worth?

The TopHap Estimate for 39 Gaffney St, Saluda, NC is $270,904 as of Aug 30, 2026. The likely range is $202,741 to $339,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Gaffney St, Saluda, NC last sell?

39 Gaffney St, Saluda, NC last sold on Aug 8, 2025, according to the county's recorded deed.

How big is 39 Gaffney St, Saluda, NC?

39 Gaffney St, Saluda, NC has 2 bedrooms, 2 bathrooms, 1,148 square feet of living space and a 0.38-acre lot.

When was 39 Gaffney St, Saluda, NC built?

39 Gaffney St, Saluda, NC was built in 1930, making it 96 years old.

What schools serve 39 Gaffney St, Saluda, NC?

39 Gaffney St, Saluda, NC is assigned to Saluda Elementary School (elementary), rated B+; Polk County High School (high), rated C+; Polk County Middle School (middle), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Gaffney St, Saluda, NC compare to other homes in Saluda 28773?

Among the 1,972 homes in Saluda 28773, it is worth more than 15% of them ($270,904 against a typical $427,241), its price per square foot is higher than 27% of them ($236 against a typical $295), it is bigger than 31% of them (1,148 ft² against a typical 1,440 ft²), its lot is bigger than 11% of them (0.38 ac against a typical 1.61 ac) and it is newer than 12% of them (1930 against a typical 1988). Measured against all of Polk County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Gaffney St, Saluda, NC?

The 2025 property tax bill for 39 Gaffney St, Saluda, NC was $2,387. The county assessed it at $239,278.

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