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Single Family ResidenceResidential
$404,656$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

54 GAFFNEY ST

SALUDA, NC 28773
3
Beds
2
Baths
2,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$405K
$335K low$474K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,610 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$525,414 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$169,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$355,914
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,885
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$525,414

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.1.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saluda Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
H
Polk County High SchoolB
High · Grades 9–12 · 9.5 mi
M
Polk County Middle SchoolB+
Middle · Grades 6–8 · 10.9 mi

District: Polk County Schools

Neighborhood · ZIP 28773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,486
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,101
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 Gaffney St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in Saluda 28773
  • Bigger than 83% of homes in Polk County
  • Older than 96% of homes in Polk County

What homes are worth in Saluda 28773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.3M

This home is worth more than 42% of homes in Saluda 28773.

How it measures up in Saluda 28773

The dot is this home. The mark in the middle is the typical home in Saluda 28773.

Estimated value$404,656
CheaperTypical $437,771Pricier

Pricier than 42% of homes nearby

Price per ft²$192
CheaperTypical $305Pricier

Pricier than 10% of homes nearby

Living area2,104 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.39 ac
SmallerTypical 1.6 acBigger

Bigger than 46% of homes nearby

Year built1910
OlderTypical 1988Newer

Newer than 5% of homes nearby

How 54 Gaffney St ranks against every home in each area.
MeasureThis homeSaluda 28773Polk County
Estimated valuepricier than$404,65642% of homes50% of homes
Price per ft²pricier than$19210% of homes20% of homes
Living areabigger than2,104 ft²78% of homes83% of homes
Lot sizebigger than1.39 ac46% of homes37% of homes
Year builtnewer than19105% of homes4% of homes

About 54 Gaffney St

How much is 54 Gaffney St, Saluda, NC worth?

The TopHap Estimate for 54 Gaffney St, Saluda, NC is $404,656 as of Sep 24, 2026. The likely range is $335,175 to $474,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 Gaffney St, Saluda, NC last sell?

54 Gaffney St, Saluda, NC last sold on Dec 31, 1997, according to the county's recorded deed.

How big is 54 Gaffney St, Saluda, NC?

54 Gaffney St, Saluda, NC has 3 bedrooms, 2 bathrooms, 2,104 square feet of living space and a 1.39-acre lot.

When was 54 Gaffney St, Saluda, NC built?

54 Gaffney St, Saluda, NC was built in 1910, making it 116 years old.

What schools serve 54 Gaffney St, Saluda, NC?

54 Gaffney St, Saluda, NC is assigned to Saluda Elementary School (elementary), rated A; Polk County High School (high), rated B; Polk County Middle School (middle), rated B+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 Gaffney St, Saluda, NC compare to other homes in Saluda 28773?

Among the 1,967 homes in Saluda 28773, it is worth more than 42% of them ($404,656 against a typical $437,771), its price per square foot is higher than 10% of them ($192 against a typical $305), it is bigger than 78% of them (2,104 ft² against a typical 1,440 ft²), its lot is bigger than 46% of them (1.39 ac against a typical 1.6 ac) and it is newer than 5% of them (1910 against a typical 1988). Measured against all of Polk County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 Gaffney St, Saluda, NC?

The 2026 property tax bill for 54 Gaffney St, Saluda, NC was $5,610. The county assessed it at $525,414.

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