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Single Family ResidenceResidential
$370,557$368 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $270,000 on May 18, 2022

45 GAFFNEY ST

SALUDA, NC 28773
3
Beds
2
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$371K
$332K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · May 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,162 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,925

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Wood Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saluda Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 9.5 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 10.8 mi

District: Polk County Schools

Neighborhood · ZIP 28773These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,486
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,101
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Gaffney St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Polk County
  • Smaller than 82% of homes in Polk County
  • Has a smaller lot than 96% of homes in Polk County
  • Older than 92% of homes in Saluda 28773

What homes are worth in Saluda 28773

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$1.4M

This home is worth more than 38% of homes in Saluda 28773.

How it measures up in Saluda 28773

The dot is this home. The mark in the middle is the typical home in Saluda 28773.

Estimated value$370,557
CheaperTypical $427,241Pricier

Pricier than 38% of homes nearby

Price per ft²$368
CheaperTypical $295Pricier

Pricier than 71% of homes nearby

Living area1,008 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.31 ac
SmallerTypical 1.61 acBigger

Bigger than 7% of homes nearby

Year built1925
OlderTypical 1988Newer

Newer than 8% of homes nearby

How 45 Gaffney St ranks against every home in each area.
MeasureThis homeSaluda 28773Polk County
Estimated valuepricier than$370,55738% of homes45% of homes
Price per ft²pricier than$36871% of homes75% of homes
Living areabigger than1,008 ft²22% of homes18% of homes
Lot sizebigger than0.31 ac7% of homes4% of homes
Year builtnewer than19258% of homes8% of homes

About 45 Gaffney St

How much is 45 Gaffney St, Saluda, NC worth?

The TopHap Estimate for 45 Gaffney St, Saluda, NC is $370,557 as of Aug 30, 2026. The likely range is $332,057 to $409,057. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Gaffney St, Saluda, NC last sell?

45 Gaffney St, Saluda, NC last sold on May 18, 2022 for $270,000, according to the county's recorded deed.

How big is 45 Gaffney St, Saluda, NC?

45 Gaffney St, Saluda, NC has 3 bedrooms, 2 bathrooms, 1,008 square feet of living space and a 0.31-acre lot.

When was 45 Gaffney St, Saluda, NC built?

45 Gaffney St, Saluda, NC was built in 1925, making it 101 years old.

What schools serve 45 Gaffney St, Saluda, NC?

45 Gaffney St, Saluda, NC is assigned to Saluda Elementary School (elementary), rated B+; Polk County High School (high), rated C+; Polk County Middle School (middle), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Gaffney St, Saluda, NC compare to other homes in Saluda 28773?

Among the 1,972 homes in Saluda 28773, it is worth more than 38% of them ($370,557 against a typical $427,241), its price per square foot is higher than 71% of them ($368 against a typical $295), it is bigger than 22% of them (1,008 ft² against a typical 1,440 ft²), its lot is bigger than 7% of them (0.31 ac against a typical 1.61 ac) and it is newer than 8% of them (1925 against a typical 1988). Measured against all of Polk County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Gaffney St, Saluda, NC?

The 2025 property tax bill for 45 Gaffney St, Saluda, NC was $3,162. The county assessed it at $316,925.

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