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Single Family ResidenceResidential
$918,000$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $493,000 on Mar 27, 2020

39 RIVER RIDGE LN

FREDERICKSBURG, VA 22406
3
Beds
4
Baths
4,421 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$918K
$886K low$950K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$493,000 · Mar 27, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$449,650
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$359,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$468,350
PRESIDENTIAL BANK FSB · recorded Mar 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,324 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$686,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$486,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$686,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$686,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.74 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTAFFORD
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 525 ft²Patio · 525 ft²Porch · 49 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartwood Elementary SchoolA
Elementary · Grades KG–5 · 4.7 mi
M
T. Benton Gayle Middle SchoolB-
Middle · Grades 6–8 · 6.0 mi
H
Mountain View High SchoolA-
High · Grades 9–12 · 9.9 mi

District: Stafford County Public Schools

Neighborhood · ZIP 22406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.412 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,401
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 River Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Stafford County
  • Costs less per square foot than 88% of homes in Stafford County
  • Bigger than 98% of homes in Stafford County
  • Has a bigger lot than 85% of homes in Stafford County
  • Newer than 73% of homes in Stafford County

What homes are worth in Fredericksburg 22406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$284K$1M

This home is worth more than 95% of homes in Fredericksburg 22406.

How it measures up in Fredericksburg 22406

The dot is this home. The mark in the middle is the typical home in Fredericksburg 22406.

Estimated value$918,000
CheaperTypical $560,368Pricier

Pricier than 95% of homes nearby

Price per ft²$208
CheaperTypical $258Pricier

Pricier than 15% of homes nearby

Living area4,421 ft²
SmallerTypical 2,240 ft²Bigger

Bigger than 97% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 69% of homes nearby

Year built2006
OlderTypical 2003Newer

Newer than 65% of homes nearby

How 39 River Ridge Ln ranks against every home in each area.
MeasureThis homeFredericksburg 22406Stafford County
Estimated valuepricier than$918,00095% of homes97% of homes
Price per ft²pricier than$20815% of homes12% of homes
Living areabigger than4,421 ft²97% of homes98% of homes
Lot sizebigger than3 ac69% of homes85% of homes
Year builtnewer than200665% of homes73% of homes

About 39 River Ridge Ln

How much is 39 River Ridge Ln, Fredericksburg, VA worth?

The TopHap Estimate for 39 River Ridge Ln, Fredericksburg, VA is $918,000 as of Jul 14, 2026. The likely range is $886,082 to $949,918. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 River Ridge Ln, Fredericksburg, VA last sell?

39 River Ridge Ln, Fredericksburg, VA last sold on Mar 27, 2020 for $493,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 39 River Ridge Ln, Fredericksburg, VA?

39 River Ridge Ln, Fredericksburg, VA has 3 bedrooms, 4 bathrooms, 4,421 square feet of living space and a 3.00-acre lot.

When was 39 River Ridge Ln, Fredericksburg, VA built?

39 River Ridge Ln, Fredericksburg, VA was built in 2006, making it 20 years old. It is a ranch home. The building has 1 story.

What schools serve 39 River Ridge Ln, Fredericksburg, VA?

39 River Ridge Ln, Fredericksburg, VA is assigned to Hartwood Elementary School (elementary), rated A; T. Benton Gayle Middle School (middle), rated B-; Mountain View High School (high), rated A-. All sit in Stafford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 River Ridge Ln, Fredericksburg, VA compare to other homes in Fredericksburg 22406?

Among the 8,856 homes in Fredericksburg 22406, it is worth more than 95% of them ($918,000 against a typical $560,368), its price per square foot is higher than 15% of them ($208 against a typical $258), it is bigger than 97% of them (4,421 ft² against a typical 2,240 ft²), its lot is bigger than 69% of them (3 ac against a typical 1 ac) and it is newer than 65% of them (2006 against a typical 2003). Measured against all of Stafford County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 River Ridge Ln, Fredericksburg, VA?

The 2025 property tax bill for 39 River Ridge Ln, Fredericksburg, VA was $6,324. The county assessed it at $686,100.

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