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Single Family ResidenceResidential
$189,335$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $190,000 on Sep 17, 2024

11 RIVER RIDGE LN

FREDERICKSBURG, VA 22406
4
Beds
3
Baths
2,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$100K low$278K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Sep 17, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.232%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$440,000
SANDY SPRING BANK · recorded Dec 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$656,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$521,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$656,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$656,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyStafford
Lot (acres)The size of the land the home sits on, from county records.2.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartwood Elementary SchoolA
Elementary · Grades KG–5 · 4.3 mi
M
T. Benton Gayle Middle SchoolB-
Middle · Grades 6–8 · 5.8 mi
H
Mountain View High SchoolA-
High · Grades 9–12 · 9.5 mi

District: Stafford County Public Schools

Neighborhood · ZIP 22406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.412 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,401
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 River Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Fredericksburg 22406
  • Among the lowest price per square foot in Fredericksburg 22406
  • Bigger than 77% of homes in Stafford County
  • Has a bigger lot than 82% of homes in Stafford County
  • Among the newest homes in Fredericksburg 22406

What homes are worth in Fredericksburg 22406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$284K$1M

This home is worth less than almost all homes in Fredericksburg 22406.

How it measures up in Fredericksburg 22406

The dot is this home. The mark in the middle is the typical home in Fredericksburg 22406.

Estimated value$189,335
CheaperTypical $559,482Pricier

Cheaper than almost all homes nearby

Price per ft²$67
CheaperTypical $257Pricier

Cheaper than almost all homes nearby

Living area2,840 ft²
SmallerTypical 2,262 ft²Bigger

Bigger than 72% of homes nearby

Lot size2.09 ac
SmallerTypical 1 acBigger

Bigger than 63% of homes nearby

Year built2025
OlderTypical 2003Newer

Newer than almost all homes nearby

How 11 River Ridge Ln ranks against every home in each area.
MeasureThis homeFredericksburg 22406Stafford County
Estimated valuepricier than$189,335almost no homesalmost no homes
Price per ft²pricier than$67almost no homesalmost no homes
Living areabigger than2,840 ft²72% of homes77% of homes
Lot sizebigger than2.09 ac63% of homes82% of homes
Year builtnewer than2025almost all homesalmost all homes

About 11 River Ridge Ln

How much is 11 River Ridge Ln, Fredericksburg, VA worth?

The TopHap Estimate for 11 River Ridge Ln, Fredericksburg, VA is $189,335 as of Jun 23, 2026. The likely range is $100,347 to $278,322. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 River Ridge Ln, Fredericksburg, VA last sell?

11 River Ridge Ln, Fredericksburg, VA last sold on Sep 17, 2024 for $190,000, according to the county's recorded deed.

How big is 11 River Ridge Ln, Fredericksburg, VA?

11 River Ridge Ln, Fredericksburg, VA has 4 bedrooms, 3 bathrooms, 2,840 square feet of living space and a 2.09-acre lot.

When was 11 River Ridge Ln, Fredericksburg, VA built?

11 River Ridge Ln, Fredericksburg, VA was built in 2025, making it 1 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 11 River Ridge Ln, Fredericksburg, VA?

11 River Ridge Ln, Fredericksburg, VA is assigned to Hartwood Elementary School (elementary), rated A; T. Benton Gayle Middle School (middle), rated B-; Mountain View High School (high), rated A-. All sit in Stafford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 River Ridge Ln, Fredericksburg, VA compare to other homes in Fredericksburg 22406?

Among the 8,855 homes in Fredericksburg 22406, it is worth more than almost none of them ($189,335 against a typical $559,482), its price per square foot is higher than almost none of them ($67 against a typical $257), it is bigger than 72% of them (2,840 ft² against a typical 2,262 ft²), its lot is bigger than 63% of them (2.09 ac against a typical 1 ac) and it is newer than almost all of them (2025 against a typical 2003). Measured against all of Stafford County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 River Ridge Ln, Fredericksburg, VA?

The 2025 property tax bill for 11 River Ridge Ln, Fredericksburg, VA was $1,639. The county assessed it at $656,300.

More homes on River Ridge Ln

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Assigned schools

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