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Single Family ResidenceResidential
$557,876$356 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on Jul 31, 2019

3908 ROUTE 52

HOLMES, NY 12531
3
Beds
2
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$558K
$501K low$615K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Jul 31, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$227,094
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$181,675
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$323,500
HUDSON VLY CU · 3.125% 2 · recorded Oct 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,282
HUDSON VALLEY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,755 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$444,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$366,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$444,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$444,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyDutchess
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 2.6 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 6.5 mi
H
Carmel High SchoolB
High · Grades 9–12 · 6.9 mi

District: Carmel Central School District

Neighborhood · ZIP 12531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,184
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3908 Route 52 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Dutchess County
  • Has a smaller lot than 69% of homes in Holmes 12531
  • Newer than 72% of homes in Dutchess County

What homes are worth in Holmes 12531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1M

This home is worth more than 56% of homes in Holmes 12531.

How it measures up in Holmes 12531

The dot is this home. The mark in the middle is the typical home in Holmes 12531.

Estimated value$557,876
CheaperTypical $534,618Pricier

Pricier than 56% of homes nearby

Price per ft²$356
CheaperTypical $309Pricier

Pricier than 76% of homes nearby

Living area1,566 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.92 ac
SmallerTypical 1.3 acBigger

Bigger than 31% of homes nearby

Year built1986
OlderTypical 1975Newer

Newer than 71% of homes nearby

How 3908 Route 52 ranks against every home in each area.
MeasureThis homeHolmes 12531Dutchess County
Estimated valuepricier than$557,87656% of homes62% of homes
Price per ft²pricier than$35676% of homes80% of homes
Living areabigger than1,566 ft²41% of homes38% of homes
Lot sizebigger than0.92 ac31% of homes58% of homes
Year builtnewer than198671% of homes72% of homes

About 3908 Route 52

How much is 3908 Route 52, Holmes, NY worth?

The TopHap Estimate for 3908 Route 52, Holmes, NY is $557,876 as of Jul 14, 2026. The likely range is $500,819 to $614,933. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3908 Route 52, Holmes, NY last sell?

3908 Route 52, Holmes, NY last sold on Jul 31, 2019 for $335,000, according to the county's recorded deed.

How big is 3908 Route 52, Holmes, NY?

3908 Route 52, Holmes, NY has 3 bedrooms, 2 bathrooms, 1,566 square feet of living space and a 0.92-acre lot.

When was 3908 Route 52, Holmes, NY built?

3908 Route 52, Holmes, NY was built in 1986, making it 40 years old. It is a raised ranch home. The building has 1 story.

What schools serve 3908 Route 52, Holmes, NY?

3908 Route 52, Holmes, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3908 Route 52, Holmes, NY compare to other homes in Holmes 12531?

Among the 1,205 homes in Holmes 12531, it is worth more than 56% of them ($557,876 against a typical $534,618), its price per square foot is higher than 76% of them ($356 against a typical $309), it is bigger than 41% of them (1,566 ft² against a typical 1,736 ft²), its lot is bigger than 31% of them (0.92 ac against a typical 1.3 ac) and it is newer than 71% of them (1986 against a typical 1975). Measured against all of Dutchess County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3908 Route 52, Holmes, NY?

The 2025 property tax bill for 3908 Route 52, Holmes, NY was $10,755. The county assessed it at $444,500.

Closest homes

More homes in Holmes 12531

Assigned schools

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