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Single Family ResidenceResidential
$435,192$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $425,000 on Sep 17, 2025

3909 SPRUCE ST

FLORENCE, OR 97439
3
Beds
2
Baths
1,524 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$387K low$483K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Sep 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,552 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,312 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$252,731
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$434,211

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANE
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 126 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Siuslaw High SchoolD+
High · Grades 9–12 · 0.7 mi
M
Siuslaw Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
E
Siuslaw Elementary SchoolC+
Elementary · Grades KG–5 · 1.0 mi

District: Siuslaw School District 97j

Neighborhood · ZIP 97439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.317

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,677
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.85 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3909 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Florence 97439
  • Newer than 69% of homes in Lane County

What homes are worth in Florence 97439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$1.2M

This home is worth more than 45% of homes in Florence 97439.

How it measures up in Florence 97439

The dot is this home. The mark in the middle is the typical home in Florence 97439.

Estimated value$435,192
CheaperTypical $458,563Pricier

Pricier than 45% of homes nearby

Price per ft²$286
CheaperTypical $307Pricier

Pricier than 34% of homes nearby

Living area1,524 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.21 ac
SmallerTypical 0.24 acBigger

Bigger than 40% of homes nearby

Year built1992
OlderTypical 1990Newer

Newer than 55% of homes nearby

How 3909 Spruce St ranks against every home in each area.
MeasureThis homeFlorence 97439Lane County
Estimated valuepricier than$435,19245% of homes44% of homes
Price per ft²pricier than$28634% of homes35% of homes
Living areabigger than1,524 ft²54% of homes50% of homes
Lot sizebigger than0.21 ac40% of homes49% of homes
Year builtnewer than199255% of homes69% of homes

About 3909 Spruce St

How much is 3909 Spruce St, Florence, OR worth?

The TopHap Estimate for 3909 Spruce St, Florence, OR is $435,192 as of Sep 24, 2026. The likely range is $387,454 to $482,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3909 Spruce St, Florence, OR last sell?

3909 Spruce St, Florence, OR last sold on Sep 17, 2025 for $425,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3909 Spruce St, Florence, OR?

3909 Spruce St, Florence, OR has 3 bedrooms, 2 bathrooms, 1,524 square feet of living space and a 0.21-acre lot.

When was 3909 Spruce St, Florence, OR built?

3909 Spruce St, Florence, OR was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 3909 Spruce St, Florence, OR?

3909 Spruce St, Florence, OR is assigned to Siuslaw High School (high), rated D+; Siuslaw Middle School (middle), rated C-; Siuslaw Elementary School (elementary), rated C+. All sit in Siuslaw School District 97j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3909 Spruce St, Florence, OR compare to other homes in Florence 97439?

Among the 8,871 homes in Florence 97439, it is worth more than 45% of them ($435,192 against a typical $458,563), its price per square foot is higher than 34% of them ($286 against a typical $307), it is bigger than 54% of them (1,524 ft² against a typical 1,472 ft²), its lot is bigger than 40% of them (0.21 ac against a typical 0.24 ac) and it is newer than 55% of them (1992 against a typical 1990). Measured against all of Lane County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3909 Spruce St, Florence, OR?

The 2025 property tax bill for 3909 Spruce St, Florence, OR was $3,552. The county assessed it at $260,312.

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