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Rural ResidenceResidential
$163,543$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3986 STATE ROUTE 3

SARANAC, NY 12981
3
Beds
2 / 1
Baths
1,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$164K
$140K low$187K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,306 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.1.30
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 245 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saranac Elementary SchoolC
Elementary · Grades PK–5 · 3.2 mi
H
Saranac High SchoolB
High · Grades 9–12 · 3.4 mi
M
Saranac Middle SchoolD+
Middle · Grades 6–8 · 3.5 mi

District: Saranac Central School District

Neighborhood · ZIP 12981These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,605
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3986 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Clinton County
  • Smaller than 65% of homes in Clinton County
  • Has a smaller lot than 77% of homes in Saranac 12981
  • Newer than 72% of homes in Clinton County

What homes are worth in Saranac 12981

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$375K

This home is worth more than 42% of homes in Saranac 12981.

How it measures up in Saranac 12981

The dot is this home. The mark in the middle is the typical home in Saranac 12981.

Estimated value$163,543
CheaperTypical $174,981Pricier

Pricier than 42% of homes nearby

Price per ft²$132
CheaperTypical $120Pricier

Pricier than 63% of homes nearby

Living area1,236 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 39% of homes nearby

Lot size1.3 ac
SmallerTypical 5.9 acBigger

Bigger than 23% of homes nearby

Year built1990
OlderTypical 1980Newer

Newer than 67% of homes nearby

How 3986 State Route 3 ranks against every home in each area.
MeasureThis homeSaranac 12981Clinton County
Estimated valuepricier than$163,54342% of homes29% of homes
Price per ft²pricier than$13263% of homes43% of homes
Living areabigger than1,236 ft²39% of homes35% of homes
Lot sizebigger than1.3 ac23% of homes65% of homes
Year builtnewer than199067% of homes72% of homes

About 3986 State Route 3

How much is 3986 State Route 3, Saranac, NY worth?

The TopHap Estimate for 3986 State Route 3, Saranac, NY is $163,543 as of Jul 14, 2026. The likely range is $139,739 to $187,347. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3986 State Route 3, Saranac, NY?

3986 State Route 3, Saranac, NY has 3 bedrooms, 2 bathrooms, 1,236 square feet of living space and a 1.30-acre lot.

When was 3986 State Route 3, Saranac, NY built?

3986 State Route 3, Saranac, NY was built in 1990, making it 36 years old. It is a raised ranch home. The building has 1 story.

What schools serve 3986 State Route 3, Saranac, NY?

3986 State Route 3, Saranac, NY is assigned to Saranac Elementary School (elementary), rated C; Saranac High School (high), rated B; Saranac Middle School (middle), rated D+. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3986 State Route 3, Saranac, NY compare to other homes in Saranac 12981?

Among the 1,114 homes in Saranac 12981, it is worth more than 42% of them ($163,543 against a typical $174,981), its price per square foot is higher than 63% of them ($132 against a typical $120), it is bigger than 39% of them (1,236 ft² against a typical 1,368 ft²), its lot is bigger than 23% of them (1.3 ac against a typical 5.9 ac) and it is newer than 67% of them (1990 against a typical 1980). Measured against all of Clinton County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3986 State Route 3, Saranac, NY?

The 2024 property tax bill for 3986 State Route 3, Saranac, NY was $3,306. The county assessed it at $146,000.

More homes on State Route 3

Closest homes

More homes in Saranac 12981

Assigned schools

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