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Single Family ResidenceResidential
$515,585$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Oct 10, 2024

4 CHESTNUT ST

PHOENIX, NY 13135
3
Beds
2 / 1
Baths
2,353 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$516K
$459K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Oct 10, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$111,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,468
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$403,750
EMPOWER FCU · recorded Oct 10, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,760 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$220,750 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$220,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$441,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.1.30
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 498 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Michael A. Maroun Elementary SchoolD
Elementary · Grades KG–4 · 0.8 mi
H
John C. Birdlebough High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Emerson J. Dillon Middle SchoolC+
Middle · Grades 5–8 · 1.0 mi

District: Phoenix Central School District

Neighborhood · ZIP 13135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,873
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oswego County
  • Costs more per square foot than 96% of homes in Oswego County
  • Bigger than 91% of homes in Oswego County
  • Older than 73% of homes in Phoenix 13135

What homes are worth in Phoenix 13135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$626K

This home is worth more than 94% of homes in Phoenix 13135.

How it measures up in Phoenix 13135

The dot is this home. The mark in the middle is the typical home in Phoenix 13135.

Estimated value$515,585
CheaperTypical $203,999Pricier

Pricier than 94% of homes nearby

Price per ft²$219
CheaperTypical $145Pricier

Pricier than 89% of homes nearby

Living area2,353 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.3 ac
SmallerTypical 0.92 acBigger

Bigger than 62% of homes nearby

Year built1920
OlderTypical 1960Newer

Newer than 27% of homes nearby

How 4 Chestnut St ranks against every home in each area.
MeasureThis homePhoenix 13135Oswego County
Estimated valuepricier than$515,58594% of homesalmost all homes
Price per ft²pricier than$21989% of homes96% of homes
Living areabigger than2,353 ft²86% of homes91% of homes
Lot sizebigger than1.3 ac62% of homes55% of homes
Year builtnewer than192027% of homes28% of homes

About 4 Chestnut St

How much is 4 Chestnut St, Phoenix, NY worth?

The TopHap Estimate for 4 Chestnut St, Phoenix, NY is $515,585 as of Jul 14, 2026. The likely range is $458,869 to $572,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Chestnut St, Phoenix, NY last sell?

4 Chestnut St, Phoenix, NY last sold on Oct 10, 2024 for $425,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4 Chestnut St, Phoenix, NY?

4 Chestnut St, Phoenix, NY has 3 bedrooms, 2 bathrooms, 2,353 square feet of living space and a 1.30-acre lot.

When was 4 Chestnut St, Phoenix, NY built?

4 Chestnut St, Phoenix, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4 Chestnut St, Phoenix, NY?

4 Chestnut St, Phoenix, NY is assigned to Michael A. Maroun Elementary School (elementary), rated D; John C. Birdlebough High School (high), rated B-; Emerson J. Dillon Middle School (middle), rated C+. All sit in Phoenix Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Chestnut St, Phoenix, NY compare to other homes in Phoenix 13135?

Among the 2,273 homes in Phoenix 13135, it is worth more than 94% of them ($515,585 against a typical $203,999), its price per square foot is higher than 89% of them ($219 against a typical $145), it is bigger than 86% of them (2,353 ft² against a typical 1,576 ft²), its lot is bigger than 62% of them (1.3 ac against a typical 0.92 ac) and it is newer than 27% of them (1920 against a typical 1960). Measured against all of Oswego County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Chestnut St, Phoenix, NY?

The 2024 property tax bill for 4 Chestnut St, Phoenix, NY was $13,760. The county assessed it at $220,750.

Closest homes

More homes in Phoenix 13135

Assigned schools

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