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Single Family ResidenceResidential
$249,452$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,500 on Apr 15, 2025

4 ELM DR

MIDDLE RIVER, MD 21220
1
Baths
1,494 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$249K
$216K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,500 · Apr 15, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$16,255
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,004
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$233,197
M & T BANK · recorded Apr 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,432 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$237,967 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawthorne Elementary SchoolD-
Elementary · Grades PK–5 · 1.0 mi
M
Stemmers Run Middle SchoolD
Middle · Grades 6–8 · 2.0 mi
H
Kenwood High SchoolD-
High · Grades 9–12 · 2.3 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,388 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,046
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Elm Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Baltimore County
  • Costs less per square foot than 91% of homes in Baltimore County
  • Has a smaller lot than 66% of homes in Baltimore County
  • Older than 87% of homes in Baltimore County

What homes are worth in Middle River 21220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$859K

This home is worth more than 27% of homes in Middle River 21220.

How it measures up in Middle River 21220

The dot is this home. The mark in the middle is the typical home in Middle River 21220.

Estimated value$249,452
CheaperTypical $341,506Pricier

Pricier than 27% of homes nearby

Price per ft²$167
CheaperTypical $222Pricier

Pricier than 11% of homes nearby

Living area1,494 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.11 ac
SmallerTypical 0.13 acBigger

Bigger than 40% of homes nearby

Year built1942
OlderTypical 1980Newer

Newer than 20% of homes nearby

How 4 Elm Dr ranks against every home in each area.
MeasureThis homeMiddle River 21220Baltimore County
Estimated valuepricier than$249,45227% of homes19% of homes
Price per ft²pricier than$16711% of homes9% of homes
Living areabigger than1,494 ft²53% of homes52% of homes
Lot sizebigger than0.11 ac40% of homes34% of homes
Year builtnewer than194220% of homes13% of homes

About 4 Elm Dr

How much is 4 Elm Dr, Middle River, MD worth?

The TopHap Estimate for 4 Elm Dr, Middle River, MD is $249,452 as of Jul 14, 2026. The likely range is $216,018 to $282,886. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Elm Dr, Middle River, MD last sell?

4 Elm Dr, Middle River, MD last sold on Apr 15, 2025 for $237,500, according to the county's recorded deed.

How big is 4 Elm Dr, Middle River, MD?

4 Elm Dr, Middle River, MD has 1 bathrooms, 1,494 square feet of living space and a 0.11-acre lot.

When was 4 Elm Dr, Middle River, MD built?

4 Elm Dr, Middle River, MD was built in 1942, making it 84 years old. It is a conventional home. The building has 1 story.

What schools serve 4 Elm Dr, Middle River, MD?

4 Elm Dr, Middle River, MD is assigned to Hawthorne Elementary School (elementary), rated D-; Stemmers Run Middle School (middle), rated D; Kenwood High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Elm Dr, Middle River, MD compare to other homes in Middle River 21220?

Among the 13,079 homes in Middle River 21220, it is worth more than 27% of them ($249,452 against a typical $341,506), its price per square foot is higher than 11% of them ($167 against a typical $222), it is bigger than 53% of them (1,494 ft² against a typical 1,408 ft²), its lot is bigger than 40% of them (0.11 ac against a typical 0.13 ac) and it is newer than 20% of them (1942 against a typical 1980). Measured against all of Baltimore County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Elm Dr, Middle River, MD?

The 2025 property tax bill for 4 Elm Dr, Middle River, MD was $3,432. The county assessed it at $237,967.

More homes on Elm Dr

Closest homes

More homes in Middle River 21220

Assigned schools

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