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Single Family ResidenceResidential
$321,451$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,900 on Oct 3, 2024

9 ELM DR

MIDDLE RIVER, MD 21220
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$321K
$280K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,900 · Oct 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,546
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,237
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,905
BAYSHORE MORTGAGE FUNDING LLC · recorded Oct 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,512 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,667 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,633
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$182,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
4
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²Porch · 48 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawthorne Elementary SchoolD-
Elementary · Grades PK–5 · 1.0 mi
M
Stemmers Run Middle SchoolD
Middle · Grades 6–8 · 2.0 mi
H
Kenwood High SchoolD-
High · Grades 9–12 · 2.3 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,388 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,046
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9 Elm Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Baltimore County
  • Smaller than 94% of homes in Baltimore County
  • Older than 87% of homes in Baltimore County

What homes are worth in Middle River 21220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$859K

This home is worth more than 45% of homes in Middle River 21220.

How it measures up in Middle River 21220

The dot is this home. The mark in the middle is the typical home in Middle River 21220.

Estimated value$321,451
CheaperTypical $341,506Pricier

Pricier than 45% of homes nearby

Price per ft²$335
CheaperTypical $222Pricier

Pricier than 91% of homes nearby

Living area960 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.12 ac
SmallerTypical 0.13 acBigger

Bigger than 47% of homes nearby

Year built1942
OlderTypical 1980Newer

Newer than 20% of homes nearby

How 9 Elm Dr ranks against every home in each area.
MeasureThis homeMiddle River 21220Baltimore County
Estimated valuepricier than$321,45145% of homes39% of homes
Price per ft²pricier than$33591% of homes92% of homes
Living areabigger than960 ft²11% of homes6% of homes
Lot sizebigger than0.12 ac47% of homes37% of homes
Year builtnewer than194220% of homes13% of homes

About 9 Elm Dr

How much is 9 Elm Dr, Middle River, MD worth?

The TopHap Estimate for 9 Elm Dr, Middle River, MD is $321,451 as of Jul 14, 2026. The likely range is $279,528 to $363,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9 Elm Dr, Middle River, MD last sell?

9 Elm Dr, Middle River, MD last sold on Oct 3, 2024 for $299,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9 Elm Dr, Middle River, MD?

9 Elm Dr, Middle River, MD has 1 bathrooms, 960 square feet of living space and a 0.12-acre lot.

When was 9 Elm Dr, Middle River, MD built?

9 Elm Dr, Middle River, MD was built in 1942, making it 84 years old. It is a conventional home. The building has 1 story.

What schools serve 9 Elm Dr, Middle River, MD?

9 Elm Dr, Middle River, MD is assigned to Hawthorne Elementary School (elementary), rated D-; Stemmers Run Middle School (middle), rated D; Kenwood High School (high), rated D-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9 Elm Dr, Middle River, MD compare to other homes in Middle River 21220?

Among the 13,079 homes in Middle River 21220, it is worth more than 45% of them ($321,451 against a typical $341,506), its price per square foot is higher than 91% of them ($335 against a typical $222), it is bigger than 11% of them (960 ft² against a typical 1,408 ft²), its lot is bigger than 47% of them (0.12 ac against a typical 0.13 ac) and it is newer than 20% of them (1942 against a typical 1980). Measured against all of Baltimore County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9 Elm Dr, Middle River, MD?

The 2025 property tax bill for 9 Elm Dr, Middle River, MD was $2,512. The county assessed it at $165,667.

More homes on Elm Dr

Closest homes

More homes in Middle River 21220

Assigned schools

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