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Single Family ResidenceResidential
$340,887$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,860 on Sep 4, 2008

40 PROCTOR ST

ASHBURNHAM, MA 01430
3
Beds
1.5
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$341K
$319K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,860 · Sep 4, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$290,887
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$232,710
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
ATHOL SAVINGS BANK · R · recorded Nov 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,204 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$337,535

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John R. Briggs Elementary SchoolC
Elementary · Grades PK–5 · 2.0 mi
H
Overlook Regional High SchoolB
High · Grades 9–12 · 2.5 mi
M
Overlook Middle SchoolB-
Middle · Grades 6–8 · 2.7 mi

District: Ashburnham-Westminster School District

Neighborhood · ZIP 01430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,059
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,779
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,476
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Proctor St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Worcester County
  • Smaller than 82% of homes in Worcester County
  • Has a smaller lot than 67% of homes in Ashburnham 01430
  • Older than 69% of homes in Ashburnham 01430

What homes are worth in Ashburnham 01430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$942K

This home is worth more than 18% of homes in Ashburnham 01430.

How it measures up in Ashburnham 01430

The dot is this home. The mark in the middle is the typical home in Ashburnham 01430.

Estimated value$340,887
CheaperTypical $465,469Pricier

Pricier than 18% of homes nearby

Price per ft²$296
CheaperTypical $298Pricier

Pricier than 49% of homes nearby

Living area1,152 ft²
SmallerTypical 1,559 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.5 ac
SmallerTypical 0.98 acBigger

Bigger than 33% of homes nearby

Year built1954
OlderTypical 1975Newer

Newer than 31% of homes nearby

How 40 Proctor St ranks against every home in each area.
MeasureThis homeAshburnham 01430Worcester County
Estimated valuepricier than$340,88718% of homes13% of homes
Price per ft²pricier than$29649% of homes44% of homes
Living areabigger than1,152 ft²26% of homes18% of homes
Lot sizebigger than0.5 ac33% of homes52% of homes
Year builtnewer than195431% of homes37% of homes

About 40 Proctor St

How much is 40 Proctor St, Ashburnham, MA worth?

The TopHap Estimate for 40 Proctor St, Ashburnham, MA is $340,887 as of Jul 14, 2026. The likely range is $319,044 to $362,730. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Proctor St, Ashburnham, MA last sell?

40 Proctor St, Ashburnham, MA last sold on Sep 4, 2008 for $199,860, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Proctor St, Ashburnham, MA?

40 Proctor St, Ashburnham, MA has 3 bedrooms, 1.5 bathrooms, 1,152 square feet of living space and a 0.50-acre lot.

When was 40 Proctor St, Ashburnham, MA built?

40 Proctor St, Ashburnham, MA was built in 1954, making it 72 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Proctor St, Ashburnham, MA?

40 Proctor St, Ashburnham, MA is assigned to John R. Briggs Elementary School (elementary), rated C; Overlook Regional High School (high), rated B; Overlook Middle School (middle), rated B-. All sit in Ashburnham-Westminster School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Proctor St, Ashburnham, MA compare to other homes in Ashburnham 01430?

Among the 2,663 homes in Ashburnham 01430, it is worth more than 18% of them ($340,887 against a typical $465,469), its price per square foot is higher than 49% of them ($296 against a typical $298), it is bigger than 26% of them (1,152 ft² against a typical 1,559 ft²), its lot is bigger than 33% of them (0.5 ac against a typical 0.98 ac) and it is newer than 31% of them (1954 against a typical 1975). Measured against all of Worcester County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Proctor St, Ashburnham, MA?

The 2025 property tax bill for 40 Proctor St, Ashburnham, MA was $4,204. The county assessed it at $282,700.

Closest homes

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Assigned schools

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