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Single Family ResidenceResidential
$724,400$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $705,000 on Nov 5, 2025

40 PROSPECT RIDGE RD

HOLDERNESS, NH 03245
3
Beds
1.5
Baths
2,505 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$724K
$666K low$783K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$705,000 · Nov 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$328,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$262,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$396,000
UNITED WHOLESALE MORTGAGE · recorded Nov 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$517,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$342,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAFTON
Lot (acres)The size of the land the home sits on, from county records.4.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holderness Central SchoolA
Elementary · Grades KG–8 · 2.8 mi
H
Plymouth Regional High SchoolB-
High · Grades 9–12 · 3.1 mi

District: Pemi-Baker Regional School District

Neighborhood · ZIP 03245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,407
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Prospect Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Grafton County
  • Bigger than 82% of homes in Grafton County
  • Has a bigger lot than 74% of homes in Grafton County

What homes are worth in Holderness 03245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$4.1M

This home is worth more than 53% of homes in Holderness 03245.

How it measures up in Holderness 03245

The dot is this home. The mark in the middle is the typical home in Holderness 03245.

Estimated value$724,400
CheaperTypical $692,136Pricier

Pricier than 53% of homes nearby

Price per ft²$289
CheaperTypical $298Pricier

Pricier than 47% of homes nearby

Living area2,505 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 70% of homes nearby

Lot size4.4 ac
SmallerTypical 2.42 acBigger

Bigger than 65% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 49% of homes nearby

How 40 Prospect Ridge Rd ranks against every home in each area.
MeasureThis homeHolderness 03245Grafton County
Estimated valuepricier than$724,40053% of homes83% of homes
Price per ft²pricier than$28947% of homes56% of homes
Living areabigger than2,505 ft²70% of homes82% of homes
Lot sizebigger than4.4 ac65% of homes74% of homes
Year builtnewer than198449% of homes52% of homes

About 40 Prospect Ridge Rd

How much is 40 Prospect Ridge Rd, Holderness, NH worth?

The TopHap Estimate for 40 Prospect Ridge Rd, Holderness, NH is $724,400 as of Jul 14, 2026. The likely range is $665,669 to $783,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Prospect Ridge Rd, Holderness, NH last sell?

40 Prospect Ridge Rd, Holderness, NH last sold on Nov 5, 2025 for $705,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Prospect Ridge Rd, Holderness, NH?

40 Prospect Ridge Rd, Holderness, NH has 3 bedrooms, 1.5 bathrooms, 2,505 square feet of living space and a 4.40-acre lot.

When was 40 Prospect Ridge Rd, Holderness, NH built?

40 Prospect Ridge Rd, Holderness, NH was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 40 Prospect Ridge Rd, Holderness, NH?

40 Prospect Ridge Rd, Holderness, NH is assigned to Holderness Central School (elementary), rated A; Plymouth Regional High School (high), rated B-. All sit in Pemi-Baker Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Prospect Ridge Rd, Holderness, NH compare to other homes in Holderness 03245?

Among the 1,408 homes in Holderness 03245, it is worth more than 53% of them ($724,400 against a typical $692,136), its price per square foot is higher than 47% of them ($289 against a typical $298), it is bigger than 70% of them (2,505 ft² against a typical 1,813 ft²), its lot is bigger than 65% of them (4.4 ac against a typical 2.42 ac) and it is newer than 49% of them (1984 against a typical 1985). Measured against all of Grafton County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Prospect Ridge Rd, Holderness, NH?

The 2025 property tax bill for 40 Prospect Ridge Rd, Holderness, NH was $4,879. The county assessed it at $517,900.

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Assigned schools

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