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Single Family ResidenceResidential
$608,286$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 PROSPECT RIDGE RD

HOLDERNESS, NH 03245
3
Beds
3
Baths
2,672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$608K
$559K low$657K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$540,986
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$432,789
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$67,300
WORTH FUNDING INC · E · recorded Jul 22, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$575,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$173,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,334,275

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGRAFTON
Lot (acres)The size of the land the home sits on, from county records.3.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holderness Central SchoolA
Elementary · Grades KG–8 · 2.6 mi
H
Plymouth Regional High SchoolB-
High · Grades 9–12 · 3.3 mi

District: Pemi-Baker Regional School District

Neighborhood · ZIP 03245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,407
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Prospect Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Grafton County
  • Costs less per square foot than 81% of homes in Holderness 03245
  • Bigger than 85% of homes in Grafton County
  • Has a bigger lot than 71% of homes in Grafton County

What homes are worth in Holderness 03245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$4M

This home is worth more than 41% of homes in Holderness 03245.

How it measures up in Holderness 03245

The dot is this home. The mark in the middle is the typical home in Holderness 03245.

Estimated value$608,286
CheaperTypical $690,338Pricier

Pricier than 41% of homes nearby

Price per ft²$228
CheaperTypical $298Pricier

Pricier than 19% of homes nearby

Living area2,672 ft²
SmallerTypical 1,811 ft²Bigger

Bigger than 75% of homes nearby

Lot size3.3 ac
SmallerTypical 2.4 acBigger

Bigger than 58% of homes nearby

Year built1987
OlderTypical 1985Newer

Newer than 56% of homes nearby

How 86 Prospect Ridge Rd ranks against every home in each area.
MeasureThis homeHolderness 03245Grafton County
Estimated valuepricier than$608,28641% of homes75% of homes
Price per ft²pricier than$22819% of homes34% of homes
Living areabigger than2,672 ft²75% of homes85% of homes
Lot sizebigger than3.3 ac58% of homes71% of homes
Year builtnewer than198756% of homes63% of homes

About 86 Prospect Ridge Rd

How much is 86 Prospect Ridge Rd, Holderness, NH worth?

The TopHap Estimate for 86 Prospect Ridge Rd, Holderness, NH is $608,286 as of Jul 14, 2026. The likely range is $559,470 to $657,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Prospect Ridge Rd, Holderness, NH last sell?

86 Prospect Ridge Rd, Holderness, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 86 Prospect Ridge Rd, Holderness, NH?

86 Prospect Ridge Rd, Holderness, NH has 3 bedrooms, 3 bathrooms, 2,672 square feet of living space and a 3.30-acre lot.

When was 86 Prospect Ridge Rd, Holderness, NH built?

86 Prospect Ridge Rd, Holderness, NH was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 86 Prospect Ridge Rd, Holderness, NH?

86 Prospect Ridge Rd, Holderness, NH is assigned to Holderness Central School (elementary), rated A; Plymouth Regional High School (high), rated B-. All sit in Pemi-Baker Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Prospect Ridge Rd, Holderness, NH compare to other homes in Holderness 03245?

Among the 1,408 homes in Holderness 03245, it is worth more than 41% of them ($608,286 against a typical $690,338), its price per square foot is higher than 19% of them ($228 against a typical $298), it is bigger than 75% of them (2,672 ft² against a typical 1,811 ft²), its lot is bigger than 58% of them (3.3 ac against a typical 2.4 ac) and it is newer than 56% of them (1987 against a typical 1985). Measured against all of Grafton County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Prospect Ridge Rd, Holderness, NH?

The 2025 property tax bill for 86 Prospect Ridge Rd, Holderness, NH was $5,424. The county assessed it at $575,800.

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Assigned schools

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