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Single Family ResidenceResidential
$638,638$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $58,000 on Jan 4, 2016

97 PROSPECT RIDGE RD

HOLDERNESS, NH 03245
3
Beds
2
Baths
2,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$639K
$599K low$678K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Jan 4, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$538,638
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$430,910
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
TD BANK NA · R · recorded Aug 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$638,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$181,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$457,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$630,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,278,795

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGRAFTON
Lot (acres)The size of the land the home sits on, from county records.5.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holderness Central SchoolA
Elementary · Grades KG–8 · 2.7 mi
H
Plymouth Regional High SchoolB-
High · Grades 9–12 · 3.4 mi

District: Pemi-Baker Regional School District

Neighborhood · ZIP 03245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,407
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Prospect Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Grafton County
  • Bigger than 82% of homes in Grafton County
  • Has a bigger lot than 79% of homes in Grafton County
  • Among the newest homes in Holderness 03245

What homes are worth in Holderness 03245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$4.1M

This home is worth more than 44% of homes in Holderness 03245.

How it measures up in Holderness 03245

The dot is this home. The mark in the middle is the typical home in Holderness 03245.

Estimated value$638,638
CheaperTypical $692,136Pricier

Pricier than 44% of homes nearby

Price per ft²$256
CheaperTypical $298Pricier

Pricier than 36% of homes nearby

Living area2,496 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 69% of homes nearby

Lot size5.14 ac
SmallerTypical 2.42 acBigger

Bigger than 72% of homes nearby

Year built2022
OlderTypical 1985Newer

Newer than almost all homes nearby

How 97 Prospect Ridge Rd ranks against every home in each area.
MeasureThis homeHolderness 03245Grafton County
Estimated valuepricier than$638,63844% of homes78% of homes
Price per ft²pricier than$25636% of homes45% of homes
Living areabigger than2,496 ft²69% of homes82% of homes
Lot sizebigger than5.14 ac72% of homes79% of homes
Year builtnewer than2022almost all homes98% of homes

About 97 Prospect Ridge Rd

How much is 97 Prospect Ridge Rd, Holderness, NH worth?

The TopHap Estimate for 97 Prospect Ridge Rd, Holderness, NH is $638,638 as of Jul 14, 2026. The likely range is $598,865 to $678,411. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Prospect Ridge Rd, Holderness, NH last sell?

97 Prospect Ridge Rd, Holderness, NH last sold on Jan 4, 2016 for $58,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 97 Prospect Ridge Rd, Holderness, NH?

97 Prospect Ridge Rd, Holderness, NH has 3 bedrooms, 2 bathrooms, 2,496 square feet of living space and a 5.14-acre lot.

When was 97 Prospect Ridge Rd, Holderness, NH built?

97 Prospect Ridge Rd, Holderness, NH was built in 2022, making it 4 years old. It is a ranch home. The building has 1 story.

What schools serve 97 Prospect Ridge Rd, Holderness, NH?

97 Prospect Ridge Rd, Holderness, NH is assigned to Holderness Central School (elementary), rated A; Plymouth Regional High School (high), rated B-. All sit in Pemi-Baker Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Prospect Ridge Rd, Holderness, NH compare to other homes in Holderness 03245?

Among the 1,408 homes in Holderness 03245, it is worth more than 44% of them ($638,638 against a typical $692,136), its price per square foot is higher than 36% of them ($256 against a typical $298), it is bigger than 69% of them (2,496 ft² against a typical 1,813 ft²), its lot is bigger than 72% of them (5.14 ac against a typical 2.42 ac) and it is newer than almost all of them (2022 against a typical 1985). Measured against all of Grafton County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Prospect Ridge Rd, Holderness, NH?

The 2025 property tax bill for 97 Prospect Ridge Rd, Holderness, NH was $6,016. The county assessed it at $638,600.

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