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Single Family ResidenceResidential
$705,742$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $415,000 on May 9, 2003

40 PROSPECT ST

UPTON, MA 01568
2
Beds
1.5
Baths
2,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$706K
$667K low$745K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · May 9, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$255,242
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$204,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$310,500
NORTH AMERICAN SAVINGS BANK · recorded Oct 5, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
UNIBANK FOR SAVINGS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,498 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$722,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$264,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$458,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$761,995

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memorial Elementary SchoolA
Elementary · Grades PK–4 · 1.3 mi
H
Nipmuc Regional High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Miscoe Hill Middle SchoolB
Middle · Grades 5–8 · 2.7 mi

District: Mendon-Upton School District

Neighborhood · ZIP 01568These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.8,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.376 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,227
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,465
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Worcester County
  • Bigger than 77% of homes in Worcester County
  • Has a bigger lot than 75% of homes in Worcester County
  • Newer than 86% of homes in Worcester County

What homes are worth in Upton 01568

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.1M

This home is worth more than 67% of homes in Upton 01568.

How it measures up in Upton 01568

The dot is this home. The mark in the middle is the typical home in Upton 01568.

Estimated value$705,742
CheaperTypical $627,257Pricier

Pricier than 67% of homes nearby

Price per ft²$294
CheaperTypical $294Pricier

Pricier than 50% of homes nearby

Living area2,404 ft²
SmallerTypical 2,138 ft²Bigger

Bigger than 61% of homes nearby

Lot size1.34 ac
SmallerTypical 1.83 acBigger

Bigger than 45% of homes nearby

Year built2002
OlderTypical 1989Newer

Newer than 76% of homes nearby

How 40 Prospect St ranks against every home in each area.
MeasureThis homeUpton 01568Worcester County
Estimated valuepricier than$705,74267% of homes82% of homes
Price per ft²pricier than$29450% of homes42% of homes
Living areabigger than2,404 ft²61% of homes77% of homes
Lot sizebigger than1.34 ac45% of homes75% of homes
Year builtnewer than200276% of homes86% of homes

About 40 Prospect St

How much is 40 Prospect St, Upton, MA worth?

The TopHap Estimate for 40 Prospect St, Upton, MA is $705,742 as of Jul 14, 2026. The likely range is $666,560 to $744,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Prospect St, Upton, MA last sell?

40 Prospect St, Upton, MA last sold on May 9, 2003 for $415,000, according to the county's recorded deed.

How big is 40 Prospect St, Upton, MA?

40 Prospect St, Upton, MA has 2 bedrooms, 1.5 bathrooms, 2,404 square feet of living space and a 1.34-acre lot.

When was 40 Prospect St, Upton, MA built?

40 Prospect St, Upton, MA was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 40 Prospect St, Upton, MA?

40 Prospect St, Upton, MA is assigned to Memorial Elementary School (elementary), rated A; Nipmuc Regional High School (high), rated B-; Miscoe Hill Middle School (middle), rated B. All sit in Mendon-Upton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Prospect St, Upton, MA compare to other homes in Upton 01568?

Among the 2,793 homes in Upton 01568, it is worth more than 67% of them ($705,742 against a typical $627,257), its price per square foot is higher than 50% of them ($294 against a typical $294), it is bigger than 61% of them (2,404 ft² against a typical 2,138 ft²), its lot is bigger than 45% of them (1.34 ac against a typical 1.83 ac) and it is newer than 76% of them (2002 against a typical 1989). Measured against all of Worcester County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Prospect St, Upton, MA?

The 2025 property tax bill for 40 Prospect St, Upton, MA was $9,498. The county assessed it at $722,300.

Closest homes

More homes in Upton 01568

Assigned schools

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