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Single Family ResidenceResidential
$822,834$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $510,000 on Apr 7, 2020

40 RIDGE VIEW DR

PATTERSON, NY 12563
4
Beds
3 / 1
Baths
2,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$823K
$757K low$889K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$510,000 · Apr 7, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$364,344
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$291,475
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$458,490
WELLS FARGO BANK NA · recorded Apr 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,246 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$686,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$588,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$686,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$686,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.2.34
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 150 ft²Porch · 624 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matthew Paterson Elementary SchoolB+
Elementary · Grades KG–4 · 1.3 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 4.6 mi
H
Carmel High SchoolB
High · Grades 9–12 · 5.8 mi

District: Carmel Central School District

Neighborhood · ZIP 12563These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,595
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ridge View Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Patterson 12563
  • Costs more per square foot than 75% of homes in Patterson 12563
  • Bigger than 76% of homes in Patterson 12563
  • Has a bigger lot than 87% of homes in Putnam County
  • Newer than 90% of homes in Putnam County

What homes are worth in Patterson 12563

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$952K

This home is worth more than 94% of homes in Patterson 12563.

How it measures up in Patterson 12563

The dot is this home. The mark in the middle is the typical home in Patterson 12563.

Estimated value$822,834
CheaperTypical $486,716Pricier

Pricier than 94% of homes nearby

Price per ft²$350
CheaperTypical $303Pricier

Pricier than 75% of homes nearby

Living area2,352 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 76% of homes nearby

Lot size2.34 ac
SmallerTypical 0.48 acBigger

Bigger than 84% of homes nearby

Year built1998
OlderTypical 1968Newer

Newer than 89% of homes nearby

How 40 Ridge View Dr ranks against every home in each area.
MeasureThis homePatterson 12563Putnam County
Estimated valuepricier than$822,83494% of homes85% of homes
Price per ft²pricier than$35075% of homes62% of homes
Living areabigger than2,352 ft²76% of homes75% of homes
Lot sizebigger than2.34 ac84% of homes87% of homes
Year builtnewer than199889% of homes90% of homes

About 40 Ridge View Dr

How much is 40 Ridge View Dr, Patterson, NY worth?

The TopHap Estimate for 40 Ridge View Dr, Patterson, NY is $822,834 as of Jul 14, 2026. The likely range is $756,781 to $888,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Ridge View Dr, Patterson, NY last sell?

40 Ridge View Dr, Patterson, NY last sold on Apr 7, 2020 for $510,000, according to the county's recorded deed.

How big is 40 Ridge View Dr, Patterson, NY?

40 Ridge View Dr, Patterson, NY has 4 bedrooms, 3 bathrooms, 2,352 square feet of living space and a 2.34-acre lot.

When was 40 Ridge View Dr, Patterson, NY built?

40 Ridge View Dr, Patterson, NY was built in 1998, making it 28 years old. It is a colonial home. The building has 2 stories.

What schools serve 40 Ridge View Dr, Patterson, NY?

40 Ridge View Dr, Patterson, NY is assigned to Matthew Paterson Elementary School (elementary), rated B+; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ridge View Dr, Patterson, NY compare to other homes in Patterson 12563?

Among the 2,684 homes in Patterson 12563, it is worth more than 94% of them ($822,834 against a typical $486,716), its price per square foot is higher than 75% of them ($350 against a typical $303), it is bigger than 76% of them (2,352 ft² against a typical 1,680 ft²), its lot is bigger than 84% of them (2.34 ac against a typical 0.48 ac) and it is newer than 89% of them (1998 against a typical 1968). Measured against all of Putnam County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ridge View Dr, Patterson, NY?

The 2025 property tax bill for 40 Ridge View Dr, Patterson, NY was $18,246. The county assessed it at $686,900.

Closest homes

More homes in Patterson 12563

Assigned schools

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