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Single Family ResidenceResidential
$183,482$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

400 N CLEVELAND ST

BAILEY, TX 75413
2
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.

Valuation

$183K
$175K low$192K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,616
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$157,712
TOWN SQUARE MORTGAGE & INVESTMENTS · recorded Jul 27, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,448 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rather L HC
Middle · Grades 7–8 · 10.3 mi
H
Bonham High SchoolD+
High · Grades 9–12 · 10.8 mi
E
Finley-Oates Elementary SchoolC-
Elementary · Grades KG–3 · 11.0 mi

District: Bonham Independent School District

Neighborhood · ZIP 75413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,974
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 N Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Fannin County
  • Costs less per square foot than 72% of homes in Fannin County
  • Smaller than 66% of homes in Fannin County
  • Has a smaller lot than 96% of homes in Bailey 75413
  • Newer than 93% of homes in Bailey 75413

What homes are worth in Bailey 75413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.7M

This home is worth more than 30% of homes in Bailey 75413.

How it measures up in Bailey 75413

The dot is this home. The mark in the middle is the typical home in Bailey 75413.

Estimated value$183,482
CheaperTypical $276,594Pricier

Pricier than 30% of homes nearby

Price per ft²$128
CheaperTypical $173Pricier

Pricier than 31% of homes nearby

Living area1,428 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.15 ac
SmallerTypical 0.75 acBigger

Bigger than 4% of homes nearby

Year built2018
OlderTypical 1975Newer

Newer than 93% of homes nearby

How 400 N Cleveland St ranks against every home in each area.
MeasureThis homeBailey 75413Fannin County
Estimated valuepricier than$183,48230% of homes26% of homes
Price per ft²pricier than$12831% of homes28% of homes
Living areabigger than1,428 ft²49% of homes34% of homes
Lot sizebigger than0.15 ac4% of homes4% of homes
Year builtnewer than201893% of homes87% of homes

About 400 N Cleveland St

How much is 400 N Cleveland St, Bailey, TX worth?

The TopHap Estimate for 400 N Cleveland St, Bailey, TX is $183,482 as of Jul 14, 2026. The likely range is $174,653 to $192,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 400 N Cleveland St, Bailey, TX last sell?

400 N Cleveland St, Bailey, TX last sold on Jul 27, 2023, according to the county's recorded deed.

How big is 400 N Cleveland St, Bailey, TX?

400 N Cleveland St, Bailey, TX has 2 bathrooms, 1,428 square feet of living space and a 0.15-acre lot.

When was 400 N Cleveland St, Bailey, TX built?

400 N Cleveland St, Bailey, TX was built in 2018, making it 8 years old.

What schools serve 400 N Cleveland St, Bailey, TX?

400 N Cleveland St, Bailey, TX is assigned to Rather L H (middle), rated C; Bonham High School (high), rated D+; Finley-Oates Elementary School (elementary), rated C-. All sit in Bonham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 N Cleveland St, Bailey, TX compare to other homes in Bailey 75413?

Among the 133 homes in Bailey 75413, it is worth more than 30% of them ($183,482 against a typical $276,594), its price per square foot is higher than 31% of them ($128 against a typical $173), it is bigger than 49% of them (1,428 ft² against a typical 1,432 ft²), its lot is bigger than 4% of them (0.15 ac against a typical 0.75 ac) and it is newer than 93% of them (2018 against a typical 1975). Measured against all of Fannin County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 N Cleveland St, Bailey, TX?

The 2024 property tax bill for 400 N Cleveland St, Bailey, TX was $3,448. The county assessed it at $207,620.

Closest homes

More homes in Bailey 75413

Assigned schools

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