Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$192,000$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $142,100 on Jan 15, 2021

402 CLEVELAND ST

BAILEY, TX 75413
2
Baths
1,235 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.

Valuation

$192K
$171K low$213K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,100 · Jan 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,430
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,213
SUMMIT FUNDING INC · recorded Jan 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,868 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,030 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,010
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,030

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFANNIN
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rather L HC
Middle · Grades 7–8 · 10.3 mi
H
Bonham High SchoolD+
High · Grades 9–12 · 10.8 mi
E
Finley-Oates Elementary SchoolC-
Elementary · Grades KG–3 · 11.0 mi

District: Bonham Independent School District

Neighborhood · ZIP 75413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,974
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Fannin County
  • Smaller than 77% of homes in Fannin County
  • Has a smaller lot than 98% of homes in Bailey 75413
  • Newer than 95% of homes in Bailey 75413

What homes are worth in Bailey 75413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.7M

This home is worth more than 34% of homes in Bailey 75413.

How it measures up in Bailey 75413

The dot is this home. The mark in the middle is the typical home in Bailey 75413.

Estimated value$192,000
CheaperTypical $276,594Pricier

Pricier than 34% of homes nearby

Price per ft²$155
CheaperTypical $173Pricier

Pricier than 41% of homes nearby

Living area1,235 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.14 ac
SmallerTypical 0.75 acBigger

Bigger than 2% of homes nearby

Year built2019
OlderTypical 1975Newer

Newer than 95% of homes nearby

How 402 Cleveland St ranks against every home in each area.
MeasureThis homeBailey 75413Fannin County
Estimated valuepricier than$192,00034% of homes29% of homes
Price per ft²pricier than$15541% of homes44% of homes
Living areabigger than1,235 ft²37% of homes23% of homes
Lot sizebigger than0.14 ac2% of homes3% of homes
Year builtnewer than201995% of homes88% of homes

About 402 Cleveland St

How much is 402 Cleveland St, Bailey, TX worth?

The TopHap Estimate for 402 Cleveland St, Bailey, TX is $192,000 as of Jul 14, 2026. The likely range is $170,931 to $213,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 Cleveland St, Bailey, TX last sell?

402 Cleveland St, Bailey, TX last sold on Jan 15, 2021 for $142,100, according to the county's recorded deed.

How big is 402 Cleveland St, Bailey, TX?

402 Cleveland St, Bailey, TX has 2 bathrooms, 1,235 square feet of living space and a 0.14-acre lot.

When was 402 Cleveland St, Bailey, TX built?

402 Cleveland St, Bailey, TX was built in 2019, making it 7 years old.

What schools serve 402 Cleveland St, Bailey, TX?

402 Cleveland St, Bailey, TX is assigned to Rather L H (middle), rated C; Bonham High School (high), rated D+; Finley-Oates Elementary School (elementary), rated C-. All sit in Bonham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Cleveland St, Bailey, TX compare to other homes in Bailey 75413?

Among the 133 homes in Bailey 75413, it is worth more than 34% of them ($192,000 against a typical $276,594), its price per square foot is higher than 41% of them ($155 against a typical $173), it is bigger than 37% of them (1,235 ft² against a typical 1,432 ft²), its lot is bigger than 2% of them (0.14 ac against a typical 0.75 ac) and it is newer than 95% of them (2019 against a typical 1975). Measured against all of Fannin County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Cleveland St, Bailey, TX?

The 2025 property tax bill for 402 Cleveland St, Bailey, TX was $2,868. The county assessed it at $177,030.

Closest homes

More homes in Bailey 75413

Assigned schools

Explore the area

See this home in context

Open 402 Cleveland St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map