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Single Family ResidenceResidential
$468,892$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

403 INSURANCE RD

RICHMOND, TX 77469
5
Beds
3
Baths
5,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$469K
$369K low$568K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,919 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$696,766 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,398
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$674,368
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$671,795
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$696,766

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORT BEND
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Homesite
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,440 ft²Porch · 1,030 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Velasquez Elementary SchoolB+
Elementary · Grades PK–5 · 2.5 mi
H
George Ranch High SchoolA
High · Grades 9–12 · 3.1 mi
M
Reading Junior High SchoolA+
Middle · Grades 7–8 · 3.2 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.66,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,495
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Insurance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Richmond 77469
  • Among the lowest price per square foot in Fort Bend County
  • Bigger than 98% of homes in Richmond 77469
  • Has a bigger lot than 95% of homes in Fort Bend County
  • Newer than 65% of homes in Fort Bend County

What homes are worth in Richmond 77469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$798K

This home is worth more than 86% of homes in Richmond 77469.

How it measures up in Richmond 77469

The dot is this home. The mark in the middle is the typical home in Richmond 77469.

Estimated value$468,892
CheaperTypical $330,544Pricier

Pricier than 86% of homes nearby

Price per ft²$93
CheaperTypical $151Pricier

Cheaper than almost all homes nearby

Living area5,066 ft²
SmallerTypical 2,213 ft²Bigger

Bigger than 98% of homes nearby

Lot size1 ac
SmallerTypical 0.18 acBigger

Bigger than 93% of homes nearby

Year built2010
OlderTypical 2013Newer

Newer than 44% of homes nearby

How 403 Insurance Rd ranks against every home in each area.
MeasureThis homeRichmond 77469Fort Bend County
Estimated valuepricier than$468,89286% of homes67% of homes
Price per ft²pricier than$93almost no homesalmost no homes
Living areabigger than5,066 ft²98% of homes98% of homes
Lot sizebigger than1 ac93% of homes95% of homes
Year builtnewer than201044% of homes65% of homes

About 403 Insurance Rd

How much is 403 Insurance Rd, Richmond, TX worth?

The TopHap Estimate for 403 Insurance Rd, Richmond, TX is $468,892 as of Sep 24, 2026. The likely range is $369,465 to $568,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Insurance Rd, Richmond, TX last sell?

403 Insurance Rd, Richmond, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 403 Insurance Rd, Richmond, TX?

403 Insurance Rd, Richmond, TX has 5 bedrooms, 3 bathrooms and 5,066 square feet of living space.

When was 403 Insurance Rd, Richmond, TX built?

403 Insurance Rd, Richmond, TX was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 403 Insurance Rd, Richmond, TX?

403 Insurance Rd, Richmond, TX is assigned to Velasquez Elementary School (elementary), rated B+; George Ranch High School (high), rated A; Reading Junior High School (middle), rated A+. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Insurance Rd, Richmond, TX compare to other homes in Richmond 77469?

Among the 28,224 homes in Richmond 77469, it is worth more than 86% of them ($468,892 against a typical $330,544), its price per square foot is higher than almost none of them ($93 against a typical $151), it is bigger than 98% of them (5,066 ft² against a typical 2,213 ft²), its lot is bigger than 93% of them (1 ac against a typical 0.18 ac) and it is newer than 44% of them (2010 against a typical 2013). Measured against all of Fort Bend County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Insurance Rd, Richmond, TX?

The 2025 property tax bill for 403 Insurance Rd, Richmond, TX was $4,919. The county assessed it at $696,766.

More homes on Insurance Rd

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