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Single Family ResidenceResidential
$346,572$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $196,500 on Nov 9, 2018

441 INSURANCE RD

RICHMOND, TX 77469
3
Beds
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$347K
$307K low$386K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$196,500 · Nov 9, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,005 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,189
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,111
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$256,755
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFORT BEND
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Rural
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Velasquez Elementary SchoolB+
Elementary · Grades PK–5 · 2.7 mi
H
George Ranch High SchoolA
High · Grades 9–12 · 3.3 mi
M
Reading Junior High SchoolA+
Middle · Grades 7–8 · 3.4 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.66,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,495
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

441 Insurance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Richmond 77469
  • Smaller than 92% of homes in Fort Bend County
  • Has a bigger lot than 97% of homes in Richmond 77469
  • Older than 72% of homes in Richmond 77469

What homes are worth in Richmond 77469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$798K

This home is worth more than 56% of homes in Richmond 77469.

How it measures up in Richmond 77469

The dot is this home. The mark in the middle is the typical home in Richmond 77469.

Estimated value$346,572
CheaperTypical $330,544Pricier

Pricier than 56% of homes nearby

Price per ft²$255
CheaperTypical $151Pricier

Pricier than almost all homes nearby

Living area1,360 ft²
SmallerTypical 2,213 ft²Bigger

Bigger than 11% of homes nearby

Lot size1.5 ac
SmallerTypical 0.18 acBigger

Bigger than 97% of homes nearby

Year built2003
OlderTypical 2013Newer

Newer than 28% of homes nearby

How 441 Insurance Rd ranks against every home in each area.
MeasureThis homeRichmond 77469Fort Bend County
Estimated valuepricier than$346,57256% of homes42% of homes
Price per ft²pricier than$255almost all homes97% of homes
Living areabigger than1,360 ft²11% of homes8% of homes
Lot sizebigger than1.5 ac97% of homes97% of homes
Year builtnewer than200328% of homes47% of homes

About 441 Insurance Rd

How much is 441 Insurance Rd, Richmond, TX worth?

The TopHap Estimate for 441 Insurance Rd, Richmond, TX is $346,572 as of Oct 21, 2026. The likely range is $307,366 to $385,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 441 Insurance Rd, Richmond, TX last sell?

441 Insurance Rd, Richmond, TX last sold on Nov 9, 2018 for $196,500, according to the county's recorded deed.

How big is 441 Insurance Rd, Richmond, TX?

441 Insurance Rd, Richmond, TX has 3 bedrooms, 2 bathrooms and 1,360 square feet of living space.

When was 441 Insurance Rd, Richmond, TX built?

441 Insurance Rd, Richmond, TX was built in 2003, making it 23 years old. It is a conventional home. The building has 1 story.

What schools serve 441 Insurance Rd, Richmond, TX?

441 Insurance Rd, Richmond, TX is assigned to Velasquez Elementary School (elementary), rated B+; George Ranch High School (high), rated A; Reading Junior High School (middle), rated A+. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 441 Insurance Rd, Richmond, TX compare to other homes in Richmond 77469?

Among the 28,224 homes in Richmond 77469, it is worth more than 56% of them ($346,572 against a typical $330,544), its price per square foot is higher than almost all of them ($255 against a typical $151), it is bigger than 11% of them (1,360 ft² against a typical 2,213 ft²), its lot is bigger than 97% of them (1.5 ac against a typical 0.18 ac) and it is newer than 28% of them (2003 against a typical 2013). Measured against all of Fort Bend County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 441 Insurance Rd, Richmond, TX?

The 2025 property tax bill for 441 Insurance Rd, Richmond, TX was $4,005. The county assessed it at $268,300.

More homes on Insurance Rd

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Assigned schools

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