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Single Family ResidenceResidential
$416,495$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

433 INSURANCE RD

RICHMOND, TX 77469
0
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$416K
$386K low$447K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$416,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$333,196

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,321 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,247
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,321
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,597

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFort Bend
Lot (acres)The size of the land the home sits on, from county records.1.50
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Velasquez Elementary SchoolB
Elementary · Grades PK–5 · 2.6 mi
H
George Ranch High SchoolA-
High · Grades 9–12 · 3.3 mi
M
Reading Junior High SchoolA+
Middle · Grades 7–8 · 3.3 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.66,911
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,495
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

433 Insurance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Richmond 77469
  • Costs more per square foot than 98% of homes in Richmond 77469
  • Smaller than 86% of homes in Fort Bend County
  • Has a bigger lot than 97% of homes in Fort Bend County
  • Older than 81% of homes in Richmond 77469

What homes are worth in Richmond 77469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$917K

This home is worth more than 73% of homes in Richmond 77469.

How it measures up in Richmond 77469

The dot is this home. The mark in the middle is the typical home in Richmond 77469.

Estimated value$416,495
CheaperTypical $343,219Pricier

Pricier than 73% of homes nearby

Price per ft²$266
CheaperTypical $157Pricier

Pricier than 98% of homes nearby

Living area1,568 ft²
SmallerTypical 2,220 ft²Bigger

Bigger than 20% of homes nearby

Lot size1.5 ac
SmallerTypical 0.18 acBigger

Bigger than 96% of homes nearby

Year built1998
OlderTypical 2014Newer

Newer than 19% of homes nearby

How 433 Insurance Rd ranks against every home in each area.
MeasureThis homeRichmond 77469Fort Bend County
Estimated valuepricier than$416,49573% of homes56% of homes
Price per ft²pricier than$26698% of homes97% of homes
Living areabigger than1,568 ft²20% of homes14% of homes
Lot sizebigger than1.5 ac96% of homes97% of homes
Year builtnewer than199819% of homes34% of homes

About 433 Insurance Rd

How much is 433 Insurance Rd, Richmond, TX worth?

The TopHap Estimate for 433 Insurance Rd, Richmond, TX is $416,495 as of Jul 14, 2026. The likely range is $386,156 to $446,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 433 Insurance Rd, Richmond, TX?

433 Insurance Rd, Richmond, TX has 1,568 square feet of living space and a 1.50-acre lot.

When was 433 Insurance Rd, Richmond, TX built?

433 Insurance Rd, Richmond, TX was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 433 Insurance Rd, Richmond, TX?

433 Insurance Rd, Richmond, TX is assigned to Velasquez Elementary School (elementary), rated B; George Ranch High School (high), rated A-; Reading Junior High School (middle), rated A+. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 433 Insurance Rd, Richmond, TX compare to other homes in Richmond 77469?

Among the 25,677 homes in Richmond 77469, it is worth more than 73% of them ($416,495 against a typical $343,219), its price per square foot is higher than 98% of them ($266 against a typical $157), it is bigger than 20% of them (1,568 ft² against a typical 2,220 ft²), its lot is bigger than 96% of them (1.5 ac against a typical 0.18 ac) and it is newer than 19% of them (1998 against a typical 2014). Measured against all of Fort Bend County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Richmond 77469

Assigned schools

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