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Single Family ResidenceResidential
$118,970$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,000 on Sep 28, 2005

403 LIBERTY ST

FALMOUTH, KY 41040
3
Beds
1
Baths
1,722 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$119K
$97K low$141K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Sep 28, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,594
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,475
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,876
AMERICAN MORTGAGE SERVICE CO · recorded Sep 28, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,500
KENTUCKY HOUSING CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$817 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPendleton
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
H
Pendleton County High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 4.8 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Pendleton County
  • Costs less per square foot than 91% of homes in Pendleton County
  • Bigger than 77% of homes in Falmouth 41040
  • Has a smaller lot than 97% of homes in Pendleton County
  • Older than 87% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$595K

This home is worth more than 31% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$118,970
CheaperTypical $172,394Pricier

Pricier than 31% of homes nearby

Price per ft²$69
CheaperTypical $144Pricier

Pricier than 13% of homes nearby

Living area1,722 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.17 ac
SmallerTypical 4.3 acBigger

Bigger than 4% of homes nearby

Year built1935
OlderTypical 1985Newer

Newer than 14% of homes nearby

How 403 Liberty St ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$118,97031% of homes25% of homes
Price per ft²pricier than$6913% of homes9% of homes
Living areabigger than1,722 ft²77% of homes74% of homes
Lot sizebigger than0.17 ac4% of homes3% of homes
Year builtnewer than193514% of homes13% of homes

About 403 Liberty St

How much is 403 Liberty St, Falmouth, KY worth?

The TopHap Estimate for 403 Liberty St, Falmouth, KY is $118,970 as of Jul 14, 2026. The likely range is $97,422 to $140,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Liberty St, Falmouth, KY last sell?

403 Liberty St, Falmouth, KY last sold on Sep 28, 2005 for $79,000, according to the county's recorded deed.

How big is 403 Liberty St, Falmouth, KY?

403 Liberty St, Falmouth, KY has 3 bedrooms, 1 bathrooms, 1,722 square feet of living space and a 0.17-acre lot.

When was 403 Liberty St, Falmouth, KY built?

403 Liberty St, Falmouth, KY was built in 1935, making it 91 years old.

What schools serve 403 Liberty St, Falmouth, KY?

403 Liberty St, Falmouth, KY is assigned to Southern Elementary School (elementary), rated C+; Pendleton County High School (high), rated C-; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Liberty St, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 31% of them ($118,970 against a typical $172,394), its price per square foot is higher than 13% of them ($69 against a typical $144), it is bigger than 77% of them (1,722 ft² against a typical 1,344 ft²), its lot is bigger than 4% of them (0.17 ac against a typical 4.3 ac) and it is newer than 14% of them (1935 against a typical 1985). Measured against all of Pendleton County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Liberty St, Falmouth, KY?

The 2025 property tax bill for 403 Liberty St, Falmouth, KY was $817. The county assessed it at $65,700.

Closest homes

More homes in Falmouth 41040

Assigned schools

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