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Single Family ResidenceResidential
$106,983$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Feb 8, 2023

402 LIBERTY ST

FALMOUTH, KY 41040
2
Beds
1
Baths
1,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$107K
$99K low$115K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Feb 8, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,983
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,586
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FIFTH THIRD BANK NA · recorded Feb 8, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$994 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPENDLETON
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 0.3 mi
H
Pendleton County High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 4.8 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Pendleton County
  • Costs less per square foot than 81% of homes in Pendleton County
  • Smaller than 77% of homes in Pendleton County
  • Has a smaller lot than 97% of homes in Pendleton County
  • Older than 76% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$595K

This home is worth more than 27% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$106,983
CheaperTypical $172,394Pricier

Pricier than 27% of homes nearby

Price per ft²$98
CheaperTypical $144Pricier

Pricier than 27% of homes nearby

Living area1,088 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.19 ac
SmallerTypical 4.3 acBigger

Bigger than 5% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 30% of homes nearby

How 402 Liberty St ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$106,98327% of homes22% of homes
Price per ft²pricier than$9827% of homes19% of homes
Living areabigger than1,088 ft²28% of homes23% of homes
Lot sizebigger than0.19 ac5% of homes3% of homes
Year builtnewer than196030% of homes24% of homes

About 402 Liberty St

How much is 402 Liberty St, Falmouth, KY worth?

The TopHap Estimate for 402 Liberty St, Falmouth, KY is $106,983 as of Jul 14, 2026. The likely range is $99,339 to $114,627. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 Liberty St, Falmouth, KY last sell?

402 Liberty St, Falmouth, KY last sold on Feb 8, 2023 for $80,000, according to the county's recorded deed.

How big is 402 Liberty St, Falmouth, KY?

402 Liberty St, Falmouth, KY has 2 bedrooms, 1 bathrooms, 1,088 square feet of living space and a 0.19-acre lot.

When was 402 Liberty St, Falmouth, KY built?

402 Liberty St, Falmouth, KY was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 402 Liberty St, Falmouth, KY?

402 Liberty St, Falmouth, KY is assigned to Southern Elementary School (elementary), rated C+; Pendleton County High School (high), rated C-; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Liberty St, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 27% of them ($106,983 against a typical $172,394), its price per square foot is higher than 27% of them ($98 against a typical $144), it is bigger than 28% of them (1,088 ft² against a typical 1,344 ft²), its lot is bigger than 5% of them (0.19 ac against a typical 4.3 ac) and it is newer than 30% of them (1960 against a typical 1985). Measured against all of Pendleton County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Liberty St, Falmouth, KY?

The 2025 property tax bill for 402 Liberty St, Falmouth, KY was $994. The county assessed it at $80,000.

Closest homes

More homes in Falmouth 41040

Assigned schools

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