Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$701,697
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $284,500 on Nov 30, 2012

4040 SETTLERS RIDGE WAY

ROSEVILLE, CA 95747
0
Baths
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$702K
$634K low$769K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$284,500 · Nov 30, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$516,697
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$413,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
CMG MORTGAGE INC · recorded Nov 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,685 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$356,768 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,916
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$268,852
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,774

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.15
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fiddyment Farm Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
M
Cooley Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi
H
West Park High SchoolB+
High · Grades 9–12 · 1.9 mi

District: Roseville Joint Union High School District

Neighborhood · ZIP 95747These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.80,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,819 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,099
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,002
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4040 Settlers Ridge Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 80% of homes in Placer County

What homes are worth in Roseville 95747

Each bar is how many homes fall in that price range. The marker is this home.

This home
$440K$1.1M

This home is worth more than 60% of homes in Roseville 95747.

How it measures up in Roseville 95747

The dot is this home. The mark in the middle is the typical home in Roseville 95747.

Estimated value$701,697
CheaperTypical $668,212Pricier

Pricier than 60% of homes nearby

Lot size0.15 ac
SmallerTypical 0.17 acBigger

Bigger than 34% of homes nearby

How 4040 Settlers Ridge Way ranks against every home in each area.
MeasureThis homeFiddyment FarmRoseville 95747Placer County
Estimated valuepricier than$701,69747% of homes60% of homes53% of homes
Lot sizebigger than0.15 ac44% of homes34% of homes20% of homes

About 4040 Settlers Ridge Way

How much is 4040 Settlers Ridge Way, Roseville, CA worth?

The TopHap Estimate for 4040 Settlers Ridge Way, Roseville, CA is $701,697 as of Jul 14, 2026. The likely range is $634,116 to $769,278. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4040 Settlers Ridge Way, Roseville, CA last sell?

4040 Settlers Ridge Way, Roseville, CA last sold on Nov 30, 2012 for $284,500, according to the county's recorded deed.

What schools serve 4040 Settlers Ridge Way, Roseville, CA?

4040 Settlers Ridge Way, Roseville, CA is assigned to Fiddyment Farm Elementary School (elementary), rated B; Cooley Middle School (middle), rated A-; West Park High School (high), rated B+. All sit in Roseville Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4040 Settlers Ridge Way, Roseville, CA compare to other homes in Roseville 95747?

Among the 33,677 homes in Roseville 95747, it is worth more than 60% of them ($701,697 against a typical $668,212) and its lot is bigger than 34% of them (0.15 ac against a typical 0.17 ac). Measured against all of Placer County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4040 Settlers Ridge Way, Roseville, CA?

The 2025 property tax bill for 4040 Settlers Ridge Way, Roseville, CA was $6,685. The county assessed it at $356,768.

More homes on Settlers Ridge Way

Closest homes

More homes in Roseville 95747

Assigned schools

Explore the area

See this home in context

Open 4040 Settlers Ridge Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map