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Single Family ResidenceResidential
$649,795$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $439,000 on Mar 31, 2017

4048 SETTLERS RIDGE WAY

ROSEVILLE, CA 95747
4
Beds
2
Baths
2,096 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$650K
$618K low$682K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$439,000 · Mar 31, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$261,295
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,036
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$388,500
FINANCE OF AMERICA MORTGAGE LLC · recorded Jun 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,399 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,681 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$147,972
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$371,709
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$509,492

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fiddyment Farm Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
M
Cooley Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi
H
West Park High SchoolB+
High · Grades 9–12 · 1.9 mi

District: Roseville Joint Union High School District

Neighborhood · ZIP 95747These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.80,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,819 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,099
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,002
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4048 Settlers Ridge Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Fiddyment Farm
  • Costs less per square foot than 71% of homes in Placer County
  • Has a smaller lot than 80% of homes in Placer County
  • Newer than 82% of homes in Placer County

What homes are worth in Roseville 95747

Each bar is how many homes fall in that price range. The marker is this home.

This home
$454K$1.1M

This home is worth more than 44% of homes in Roseville 95747.

How it measures up in Roseville 95747

The dot is this home. The mark in the middle is the typical home in Roseville 95747.

Estimated value$649,795
CheaperTypical $667,803Pricier

Pricier than 44% of homes nearby

Price per ft²$310
CheaperTypical $317Pricier

Pricier than 46% of homes nearby

Living area2,096 ft²
SmallerTypical 2,140 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.15 ac
SmallerTypical 0.17 acBigger

Bigger than 33% of homes nearby

Year built2012
OlderTypical 2008Newer

Newer than 58% of homes nearby

How 4048 Settlers Ridge Way ranks against every home in each area.
MeasureThis homeFiddyment FarmRoseville 95747Placer County
Estimated valuepricier than$649,79534% of homes44% of homes43% of homes
Price per ft²pricier than$31046% of homes46% of homes29% of homes
Living areabigger than2,096 ft²40% of homes48% of homes56% of homes
Lot sizebigger than0.15 ac43% of homes33% of homes20% of homes
Year builtnewer than201221% of homes58% of homes82% of homes

About 4048 Settlers Ridge Way

How much is 4048 Settlers Ridge Way, Roseville, CA worth?

The TopHap Estimate for 4048 Settlers Ridge Way, Roseville, CA is $649,795 as of Jul 14, 2026. The likely range is $618,067 to $681,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4048 Settlers Ridge Way, Roseville, CA last sell?

4048 Settlers Ridge Way, Roseville, CA last sold on Mar 31, 2017 for $439,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4048 Settlers Ridge Way, Roseville, CA?

4048 Settlers Ridge Way, Roseville, CA has 4 bedrooms, 2 bathrooms, 2,096 square feet of living space and a 0.15-acre lot.

When was 4048 Settlers Ridge Way, Roseville, CA built?

4048 Settlers Ridge Way, Roseville, CA was built in 2012, making it 14 years old.

What schools serve 4048 Settlers Ridge Way, Roseville, CA?

4048 Settlers Ridge Way, Roseville, CA is assigned to Fiddyment Farm Elementary School (elementary), rated B; Cooley Middle School (middle), rated A-; West Park High School (high), rated B+. All sit in Roseville Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4048 Settlers Ridge Way, Roseville, CA compare to other homes in Roseville 95747?

Among the 33,677 homes in Roseville 95747, it is worth more than 44% of them ($649,795 against a typical $667,803), its price per square foot is higher than 46% of them ($310 against a typical $317), it is bigger than 48% of them (2,096 ft² against a typical 2,140 ft²), its lot is bigger than 33% of them (0.15 ac against a typical 0.17 ac) and it is newer than 58% of them (2012 against a typical 2008). Measured against all of Placer County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4048 Settlers Ridge Way, Roseville, CA?

The 2025 property tax bill for 4048 Settlers Ridge Way, Roseville, CA was $8,399. The county assessed it at $519,681.

More homes on Settlers Ridge Way

Closest homes

More homes in Roseville 95747

Assigned schools

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