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Single Family ResidenceResidential
$322,279$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 PENN RIDGE DR

NORTH LIBERTY, IA 52317
3
Beds
3
Baths
1,190 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$299K low$346K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,479
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,583
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,600
HILLS BANK AND TRUST CO · recorded Apr 10, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,200
HILLS BANK AND TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$380,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$298,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 515 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Penn Elementary SchoolA
Elementary · Grades PK–6 · 0.3 mi
H
Liberty High SchoolA-
High · Grades 9–12 · 1.3 mi
M
North Central Junior High SchoolB-
Middle · Grades 7–8 · 1.6 mi

District: Iowa City Community School District

Neighborhood · ZIP 52317These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.664 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,619
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,090
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Penn Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Johnson County
  • Smaller than 70% of homes in North Liberty 52317
  • Has a smaller lot than 78% of homes in North Liberty 52317
  • Newer than 65% of homes in Johnson County

What homes are worth in North Liberty 52317

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$807K

This home is worth more than 48% of homes in North Liberty 52317.

How it measures up in North Liberty 52317

The dot is this home. The mark in the middle is the typical home in North Liberty 52317.

Estimated value$322,279
CheaperTypical $337,917Pricier

Pricier than 48% of homes nearby

Price per ft²$271
CheaperTypical $238Pricier

Pricier than 65% of homes nearby

Living area1,190 ft²
SmallerTypical 1,443 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.2 ac
SmallerTypical 0.34 acBigger

Bigger than 22% of homes nearby

Year built2004
OlderTypical 2006Newer

Newer than 42% of homes nearby

How 405 Penn Ridge Dr ranks against every home in each area.
MeasureThis homeNorth Liberty 52317Johnson County
Estimated valuepricier than$322,27948% of homes51% of homes
Price per ft²pricier than$27165% of homes67% of homes
Living areabigger than1,190 ft²30% of homes34% of homes
Lot sizebigger than0.2 ac22% of homes34% of homes
Year builtnewer than200442% of homes65% of homes

About 405 Penn Ridge Dr

How much is 405 Penn Ridge Dr, North Liberty, IA worth?

The TopHap Estimate for 405 Penn Ridge Dr, North Liberty, IA is $322,279 as of Jul 14, 2026. The likely range is $298,702 to $345,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Penn Ridge Dr, North Liberty, IA last sell?

405 Penn Ridge Dr, North Liberty, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 Penn Ridge Dr, North Liberty, IA?

405 Penn Ridge Dr, North Liberty, IA has 3 bedrooms, 3 bathrooms, 1,190 square feet of living space and a 0.20-acre lot.

When was 405 Penn Ridge Dr, North Liberty, IA built?

405 Penn Ridge Dr, North Liberty, IA was built in 2004, making it 22 years old. It is a conventional home. The building has 1 story.

What schools serve 405 Penn Ridge Dr, North Liberty, IA?

405 Penn Ridge Dr, North Liberty, IA is assigned to Penn Elementary School (elementary), rated A; Liberty High School (high), rated A-; North Central Junior High School (middle), rated B-. All sit in Iowa City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Penn Ridge Dr, North Liberty, IA compare to other homes in North Liberty 52317?

Among the 8,666 homes in North Liberty 52317, it is worth more than 48% of them ($322,279 against a typical $337,917), its price per square foot is higher than 65% of them ($271 against a typical $238), it is bigger than 30% of them (1,190 ft² against a typical 1,443 ft²), its lot is bigger than 22% of them (0.2 ac against a typical 0.34 ac) and it is newer than 42% of them (2004 against a typical 2006). Measured against all of Johnson County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Penn Ridge Dr, North Liberty, IA?

The 2025 property tax bill for 405 Penn Ridge Dr, North Liberty, IA was $5,134. The county assessed it at $380,400.

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