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Single Family ResidenceResidential
$433,317$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $186,500 on Apr 21, 2017

445 PENN RIDGE DR

NORTH LIBERTY, IA 52317
4
Beds
3
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$433K
$362K low$504K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$186,500 · Apr 21, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$207,317
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,854
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,000
HILLS BANK AND TRUST COMPANY · 6.11% 2 · recorded Apr 14, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,736 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$439,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$380,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$343,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$439,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 268 ft²Porch · 56 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Penn Elementary SchoolA
Elementary · Grades PK–6 · 0.3 mi
H
Liberty High SchoolA-
High · Grades 9–12 · 1.3 mi
M
North Central Junior High SchoolB-
Middle · Grades 7–8 · 1.6 mi

District: Iowa City Community School District

Neighborhood · ZIP 52317These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.664 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,619
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,090
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Penn Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Johnson County
  • Costs more per square foot than 75% of homes in Johnson County
  • Has a smaller lot than 77% of homes in North Liberty 52317
  • Newer than 70% of homes in Johnson County

What homes are worth in North Liberty 52317

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$779K

This home is worth more than 69% of homes in North Liberty 52317.

How it measures up in North Liberty 52317

The dot is this home. The mark in the middle is the typical home in North Liberty 52317.

Estimated value$433,317
CheaperTypical $337,539Pricier

Pricier than 69% of homes nearby

Price per ft²$292
CheaperTypical $238Pricier

Pricier than 73% of homes nearby

Living area1,482 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.2 ac
SmallerTypical 0.33 acBigger

Bigger than 23% of homes nearby

Year built2006
OlderTypical 2006Newer

Newer than 52% of homes nearby

How 445 Penn Ridge Dr ranks against every home in each area.
MeasureThis homeNorth Liberty 52317Johnson County
Estimated valuepricier than$433,31769% of homes72% of homes
Price per ft²pricier than$29273% of homes75% of homes
Living areabigger than1,482 ft²53% of homes56% of homes
Lot sizebigger than0.2 ac23% of homes33% of homes
Year builtnewer than200652% of homes70% of homes

About 445 Penn Ridge Dr

How much is 445 Penn Ridge Dr, North Liberty, IA worth?

The TopHap Estimate for 445 Penn Ridge Dr, North Liberty, IA is $433,317 as of Jul 14, 2026. The likely range is $362,436 to $504,198. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Penn Ridge Dr, North Liberty, IA last sell?

445 Penn Ridge Dr, North Liberty, IA last sold on Apr 21, 2017 for $186,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 445 Penn Ridge Dr, North Liberty, IA?

445 Penn Ridge Dr, North Liberty, IA has 4 bedrooms, 3 bathrooms, 1,482 square feet of living space and a 0.20-acre lot.

When was 445 Penn Ridge Dr, North Liberty, IA built?

445 Penn Ridge Dr, North Liberty, IA was built in 2006, making it 20 years old. It is a conventional home. The building has 1 story.

What schools serve 445 Penn Ridge Dr, North Liberty, IA?

445 Penn Ridge Dr, North Liberty, IA is assigned to Penn Elementary School (elementary), rated A; Liberty High School (high), rated A-; North Central Junior High School (middle), rated B-. All sit in Iowa City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Penn Ridge Dr, North Liberty, IA compare to other homes in North Liberty 52317?

Among the 8,666 homes in North Liberty 52317, it is worth more than 69% of them ($433,317 against a typical $337,539), its price per square foot is higher than 73% of them ($292 against a typical $238), it is bigger than 53% of them (1,482 ft² against a typical 1,444 ft²), its lot is bigger than 23% of them (0.2 ac against a typical 0.33 ac) and it is newer than 52% of them (2006 against a typical 2006). Measured against all of Johnson County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Penn Ridge Dr, North Liberty, IA?

The 2025 property tax bill for 445 Penn Ridge Dr, North Liberty, IA was $5,736. The county assessed it at $439,800.

Closest homes

More homes in North Liberty 52317

Assigned schools

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